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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Good customer service. Innovative.

Good customer service. Innovative features. Can manage all my banking in one place. Reviewed on: 19th January 2024

My experience with Monzo has been excellent

My experience with Monzo has been excellent Reviewed on: 19th January 2024

Monza has everything in the APP and does exactly wha...

Monza has everything in the APP and does exactly what it says , which is provide a service, much better than your highstreet banks Reviewed on: 19th January 2024

No exchange rate charges in foreign countries.

No exchange rate charges in foreign countries. Very good savings interest rates Reviewed on: 19th January 2024

Love Monzo .

Love Monzo . It’s so easy to use Reviewed on: 19th January 2024

Monzo I’m impressed

Very easy to use app and attentive customer support. Reviewed on: 19th January 2024

Easy to use and savings plot.

Easy to use and savings plot. And there is a sound when money-in I like the most. I have to withdraw payment 1 day befor Reviewed on: 19th January 2024

Quick and easy to use , stress free banking

Quick and easy to use , stress free banking Reviewed on: 19th January 2024

Perfect, flexible and customised.

Joined Monzo a few years ago to have a more flexible and customised banking experience. Haven’t been disappointed. I love the way that you can see all your cards in one place, can assign payments to specific themes, and i particularly value the flexible payment scheme. It’s perfect. Reviewed on: 19th January 2024

Amazing but could use some tweaks

Monzo is a great bank with amazing features, however, with no online banking and £1 deposit fees, some customers might be displeased and look for other banking alternatives. Reviewed on: 19th January 2024

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