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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Good bank account for investors

I was looking for a bank account that I could invest my money into and Monzo has been really helpful with that and I would there very much recommend it to many people out there Reviewed on: 19th January 2024

Skeptical start but later loved the services.

Skeptical start but later loved the services. They're versatile and caring. I have never been disappointed with their service with regard to inter organizations transactions. Their app is so user friendly and they have loads of helpful features that practically solve your spending and sorting problems for you. I'm loving it at Monzo. Reviewed on: 19th January 2024

Monzo was new to me,

Monzo was new to me, having been linked to the established banks, so in trying to secure a bank for a new business venture I went to Barclays whom I'd been a customer with for 27 years and applied for an account. This was taking some time so someone recommended Monzo and within a matter of days we were up and running...we're still waiting for Barclays some 15 months later! Reviewed on: 19th January 2024

Excellent

Monzo bank is smart with money , transparent and always accountable .They give timely update of statement of account, very efficient and professional. Reviewed on: 19th January 2024

Love Monzo so good and tells me more info than I had...

Love Monzo so good and tells me more info than I had before. Reviewed on: 19th January 2024

I find Monzo perfect for my main banking app, it's s...

I find Monzo perfect for my main banking app, it's sophisticated and very intuitive. Reviewed on: 19th January 2024

User friendly app and awesome insurance

The app is super user friendly, the travel and phone insurance is a great value add and I like the insight into my spending trends that the categories allow you to perform. Reviewed on: 19th January 2024

The resilience team - excellent

Monzo have been amazing when I was subject to fraud the support that was given due to becoming a nervous wreck they contacted me everyday to see how I was coping they promptly sorted my money back. £300 was taken in a single mum and I could not provide for my child just because of this they weee really fast the team was good Reviewed on: 19th January 2024

Easy to use app , customer service are quick to reac...

Easy to use app , customer service are quick to react to solve any problems Reviewed on: 19th January 2024

Marvellous Monzo

Amazing, not usually a word reserved for a bank, but in this case well deserved. Reviewed on: 19th January 2024

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