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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great choice of accounts and flex is an excellent to...

Great choice of accounts and flex is an excellent tool for use to buy now and pay up later. Reviewed on: 19th January 2024

I love my Monzo account

Monzo is such an easy and simple current account to use. To be able to move money between accounts and pots so simply, setting bills to be paid from specific pots and request and send money to other people is a really nice touch. I love my Monzo account and always recommend it to others. Reviewed on: 19th January 2024

Honestly, really has to be the best.

Honestly, really has to be the best. The flexibility options & the leniency they offer. It really is great. the help they provide when struggling & always have amazing offers & options. Quick, simple & efficient Reviewed on: 19th January 2024

Simple easy to use app and very quick to replace...

Simple easy to use app and very quick to replace cards Reviewed on: 19th January 2024

Easy to use, good customer service

Easy to use, good customer service Reviewed on: 19th January 2024

Good bank.

Good bank. Love the get paid early feature. Reviewed on: 19th January 2024

Overall great bank!!

Monzo Bank helps me so much threw the month whether it's flexing payments or paying bills Monzo makes it so easy. Reviewed on: 19th January 2024

I love using Monzo,

I love using Monzo, its made my ability to budget so much easier. Reviewed on: 19th January 2024

Smooth with zero issues.

Smooth with zero issues. Have recommended to all my family who have opened accounts up Reviewed on: 19th January 2024

Easy to open, easy to use, great support

Easy to open, easy to use, great support Reviewed on: 19th January 2024

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