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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Simple self service banking

Most services are fully self service from the app which makes banking anywhere so much easier. Reviewed on: 19th January 2024

It’s been fantastic having Monzo to manage my financ...

It’s been fantastic having Monzo to manage my finances and savings and helps me in my daily purchases. Reviewed on: 19th January 2024

Easy and intuitive

Monzo is easy and straight forward to use,m. Everything about the current account is very intuitive Reviewed on: 19th January 2024

I am enjoying using Monzo .

I am enjoying using Monzo . All my transactions are going well. Reviewed on: 19th January 2024

Always improving

Been with Monzo for over 5 years and the product always improves. Has helped me finally manage my finances better Reviewed on: 19th January 2024

Simple and intuitive to operate..

Simple, intuitive to operate, Monzo current accounts provide a comprehensive view of your expenditure and help keep you on track with any self-imposed spending limits. The simple idea of rounding up payments and placing the additional pennies in a Rainy Day pot has proved highly effective for me, helping to fund annual holidays. Reviewed on: 19th January 2024

Ever since signing up with Monzo I haven’t had a sin...

Ever since signing up with Monzo I haven’t had a single problem Reviewed on: 19th January 2024

Faultless.

Faultless. Easiest mobile banking app by a distance and always on hand to assist with any issues Reviewed on: 19th January 2024

I have had a couple of issues, where I have been con...

I have had a couple of issues, where I have been conned by commercial businesses. Monzo have been very supportive during these times. Customer service have been absolutely amazing, quick responses, and no judgement. Reviewed on: 19th January 2024

Monzo's like having a pocket-sized bank that talks...

Monzo's like having a pocket-sized bank that talks to you in real-time. Easy peasy, budget breezy! Reviewed on: 19th January 2024

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