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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

The app is in my opinion the best.

The App and card work smoothly and I’m able to access and pay money quickly alongside being able to transfer money quickly with no problems. This just makes everything easier and generally keeps me informed on everything as it sends me a message if I have spent any money in a given day Reviewed on: 19th January 2024

Ease of opening of account and the ease of connectin...

Ease of opening of account and the ease of connecting to the customer care is second to none. It feels like an extension of me where my money is safe Reviewed on: 19th January 2024

Easy to use, no drama, clever banking

Easy to use, no drama, clever banking Reviewed on: 19th January 2024

I loved all the functions of the app, esp the pots!

I loved all the functions of the app, esp the pots!! Reviewed on: 19th January 2024

Monzo are refreshing

I have really enjoyed having the Monzo account for many reasons for example convenience, flexibility, ability to save through the round up scheme and free of charges on spends when overseas to name just a few. I would highly recommend Monzo to anyone. Reviewed on: 19th January 2024

Monzo: the bank you can trust

In today’s digital era, online banking is a necessity, and Monzo doesn’t disappoint. Their user-friendly interface and robust mobile app make banking tasks seamless and secure. Features like fingerprint login, real-time alerts, and easy fund transfers reflect their commitment to technology and customer convenience. Whether you’re a student, a professional, or a business owner, Monzo offers a tailored banking experience to meet diverse financial needs. Reviewed on: 19th January 2024

I love Monzo, their application is so complex to cov...

I love Monzo, their application is so complex to cover everything, but made very simple, also their customer service is superb, if I got any problems, I know I can ask them to help me, never get the feeling of they don't want to help, they always help. Reviewed on: 19th January 2024

Fast, simple and feel heard

Monzo have always been fast to help with top customer service. Easy to use and has helped manage my bills, incoming and outgoing money a lot better. Monzo updates their banking to suit the customers needs regularly and I feel heard. Reviewed on: 19th January 2024

Mobile Banking made very easy with Monzo

Mobile Banking made very easy with Monzo Reviewed on: 19th January 2024

I know my money is safe.

I know my money is safe. The customer service is quick and excellent Reviewed on: 19th January 2024

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