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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Perfect, flexible and customised.

Joined Monzo a few years ago to have a more flexible and customised banking experience. Haven’t been disappointed. I love the way that you can see all your cards in one place, can assign payments to specific themes, and i particularly value the flexible payment scheme. It’s perfect. Reviewed on: 19th January 2024

Amazing but could use some tweaks

Monzo is a great bank with amazing features, however, with no online banking and £1 deposit fees, some customers might be displeased and look for other banking alternatives. Reviewed on: 19th January 2024

Simple self service banking

Most services are fully self service from the app which makes banking anywhere so much easier. Reviewed on: 19th January 2024

It’s been fantastic having Monzo to manage my financ...

It’s been fantastic having Monzo to manage my finances and savings and helps me in my daily purchases. Reviewed on: 19th January 2024

Easy and intuitive

Monzo is easy and straight forward to use,m. Everything about the current account is very intuitive Reviewed on: 19th January 2024

I am enjoying using Monzo .

I am enjoying using Monzo . All my transactions are going well. Reviewed on: 19th January 2024

Always improving

Been with Monzo for over 5 years and the product always improves. Has helped me finally manage my finances better Reviewed on: 19th January 2024

Simple and intuitive to operate..

Simple, intuitive to operate, Monzo current accounts provide a comprehensive view of your expenditure and help keep you on track with any self-imposed spending limits. The simple idea of rounding up payments and placing the additional pennies in a Rainy Day pot has proved highly effective for me, helping to fund annual holidays. Reviewed on: 19th January 2024

Ever since signing up with Monzo I haven’t had a sin...

Ever since signing up with Monzo I haven’t had a single problem Reviewed on: 19th January 2024

Faultless.

Faultless. Easiest mobile banking app by a distance and always on hand to assist with any issues Reviewed on: 19th January 2024

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