Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Flexible, ease of use, great support!

Extremely flexible, ease of use and loads of useful products. Every time I was in need, Monzo was there! Reviewed on: 19th January 2024

I love monzo its amazing service i regularly use thi...

I love monzo its amazing service i regularly use this account Reviewed on: 19th January 2024

Excellent

Quick set up of my account and then an overdraft. Reviewed on: 19th January 2024

Great Bank To Be With

Monzo has a great interface and gives you no charge when using your card abroad , it’s also great for saving as you get interest and they have good ways such as pots , much more to say what’s great about monzo , it’s great! highly recommend Reviewed on: 19th January 2024

Best change in banking.

I've never had problems with them, always fast to respond to any questions, account setup and ordering cards. Plus account is worth the small amount to get virtual cards for your custom pots. I've found I've been able to control my finances so much better this way. Reviewed on: 19th January 2024

I never had a bank that was so agile to my needs.

I never had a bank that was so agile to my needs. Reviewed on: 19th January 2024

Monzo has been exceptional, all my family now use Mo...

Monzo has been exceptional, all my family now use Monzo. They contacted me once when I lost my purse as someone found it and reached out to them. Through them I was able to get it from the police station. Reviewed on: 19th January 2024

My experience with Monzo bank is excellent.

My experience with Monzo bank is excellent. easy communication when I need to resolve any problem. Reviewed on: 19th January 2024

Great online app easy to check and make repayment no...

Great online app easy to check and make repayment no charges as well Reviewed on: 19th January 2024

Very good for tracking where your money is going eac...

Very good for tracking where your money is going each month and for using abroad, very streamlined customer service, setting up direct debits and cancelling them very easy Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Reward current account
from Halifax 4.41 from 203 reviews
Current Account
from permanent tsb 2.06 from 15 reviews
Select Account
from NatWest 4.56 from 716 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub