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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

I have had a couple of issues, where I have been con...

I have had a couple of issues, where I have been conned by commercial businesses. Monzo have been very supportive during these times. Customer service have been absolutely amazing, quick responses, and no judgement. Reviewed on: 19th January 2024

Monzo's like having a pocket-sized bank that talks...

Monzo's like having a pocket-sized bank that talks to you in real-time. Easy peasy, budget breezy! Reviewed on: 19th January 2024

The app is in my opinion the best.

The App and card work smoothly and I’m able to access and pay money quickly alongside being able to transfer money quickly with no problems. This just makes everything easier and generally keeps me informed on everything as it sends me a message if I have spent any money in a given day Reviewed on: 19th January 2024

Ease of opening of account and the ease of connectin...

Ease of opening of account and the ease of connecting to the customer care is second to none. It feels like an extension of me where my money is safe Reviewed on: 19th January 2024

Easy to use, no drama, clever banking

Easy to use, no drama, clever banking Reviewed on: 19th January 2024

I loved all the functions of the app, esp the pots!

I loved all the functions of the app, esp the pots!! Reviewed on: 19th January 2024

Monzo are refreshing

I have really enjoyed having the Monzo account for many reasons for example convenience, flexibility, ability to save through the round up scheme and free of charges on spends when overseas to name just a few. I would highly recommend Monzo to anyone. Reviewed on: 19th January 2024

Monzo: the bank you can trust

In today’s digital era, online banking is a necessity, and Monzo doesn’t disappoint. Their user-friendly interface and robust mobile app make banking tasks seamless and secure. Features like fingerprint login, real-time alerts, and easy fund transfers reflect their commitment to technology and customer convenience. Whether you’re a student, a professional, or a business owner, Monzo offers a tailored banking experience to meet diverse financial needs. Reviewed on: 19th January 2024

I love Monzo, their application is so complex to cov...

I love Monzo, their application is so complex to cover everything, but made very simple, also their customer service is superb, if I got any problems, I know I can ask them to help me, never get the feeling of they don't want to help, they always help. Reviewed on: 19th January 2024

Fast, simple and feel heard

Monzo have always been fast to help with top customer service. Easy to use and has helped manage my bills, incoming and outgoing money a lot better. Monzo updates their banking to suit the customers needs regularly and I feel heard. Reviewed on: 19th January 2024

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