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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Mobile Banking made very easy with Monzo

Mobile Banking made very easy with Monzo Reviewed on: 19th January 2024

I know my money is safe.

I know my money is safe. The customer service is quick and excellent Reviewed on: 19th January 2024

Great Bank

Good to bank with and very good customer service Reviewed on: 19th January 2024

Love how it predicts your upcoming spenditure and th...

Love how it predicts your upcoming spenditure and the fact you can put your money into your account early. Reviewed on: 19th January 2024

Monzo bank is one of the best bank, in terms of help...

Monzo bank is one of the best bank, in terms of helping costumers financially and they always guard my account from frauders, to short a long story, I Oluwasanjo Joshua Joseph had best experience from monzo bank.Thank you. Forward ever. Reviewed on: 19th January 2024

Monzo is a good online bank it’s tracks our spending...

Monzo is a good online bank it’s tracks our spending Reviewed on: 19th January 2024

Monzo is feature rich and thoughtful

The little thoughtful features that monzo provides, even the big banks miss on that. The one I like the most is direct deposit where I get paid a day earlier than other banks. Also the user interface of their app is very intuitive and fluid. Reviewed on: 19th January 2024

Effective and Reliable Banking Service

I have been using Monzo since I arrived in UK and I have never been disappointed with the efficiency of bank services which has helped me save a lot of money for long term and the updtaes have improved the experience. Reviewed on: 19th January 2024

I’ve been using Monzo for a while now.

I’ve been using Monzo for a while now. It is very easy and stress free to use. I have used it abroad too, to France and Pakistan. I didn’t need to exchange currency. I paid straight from my Monzo card. The value was excellent. Reviewed on: 19th January 2024

vary happy and i love it and i do tell friends and f...

vary happy and i love it and i do tell friends and famley and it Reviewed on: 19th January 2024

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