Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Convenience

easy to check the status which i needs Reviewed on: 19th January 2024

Easy bank everything is made so simple

Easy bank everything is made so simple Reviewed on: 19th January 2024

Monzo is excellent when you travel overseas.

Monzo is excellent when you travel overseas. Its very easy and accessible. Reviewed on: 19th January 2024

Amazing bank, top quality customer service and app f...

Amazing bank, top quality customer service and app features and tips. Reviewed on: 19th January 2024

the banking app is amazing

Never had any issues the banking app is amazing I can't fault it, full of features and things to help me save. It's the best card for travelling abroad too Reviewed on: 19th January 2024

Amazing so far a lovely experience banking with Monzo

Amazing so far a lovely experience banking with Monzo Reviewed on: 19th January 2024

I have never had any problems with monzo.

I have never had any problems with monzo. Reviewed on: 19th January 2024

Easy to use, very helpful, full of good tips and adv...

Easy to use, very helpful, full of good tips and advice. Pots for savings are a superb idea Reviewed on: 19th January 2024

A Game-Changer in My Financial Journey

Monzo Bank has been incredibly positive, especially due to its thoughtful features like the overdraft and Monzo Flex. The overdraft option has been a lifesaver in tight situations, offering me financial breathing space without any hassle. Monzo Flex has revolutionized how I handle larger expenses, making them more manageable. Coupled with the intuitive app and instant alerts, Monzo has seamlessly fit into and improved my daily financial life. Reviewed on: 19th January 2024

Extremely user friendly and great interest rates

Extremely user friendly and great interest rates Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Account
from NatWest 4.27 from 233 reviews
Student Account
from permanent tsb 0.00 from 0 reviews
FlexBasic
from Nationwide 4.39 from 127 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub