Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Love it good bank love that I can receive my money e...

Love it good bank love that I can receive my money early. Reviewed on: 19th January 2024

Excellent account.

Excellent account. Easy to use app which enables me to round up spends into savings. Detailed display or card usage Reviewed on: 19th January 2024

Flexible, ease of use, great support!

Extremely flexible, ease of use and loads of useful products. Every time I was in need, Monzo was there! Reviewed on: 19th January 2024

I love monzo its amazing service i regularly use thi...

I love monzo its amazing service i regularly use this account Reviewed on: 19th January 2024

Excellent

Quick set up of my account and then an overdraft. Reviewed on: 19th January 2024

Great Bank To Be With

Monzo has a great interface and gives you no charge when using your card abroad , it’s also great for saving as you get interest and they have good ways such as pots , much more to say what’s great about monzo , it’s great! highly recommend Reviewed on: 19th January 2024

Best change in banking.

I've never had problems with them, always fast to respond to any questions, account setup and ordering cards. Plus account is worth the small amount to get virtual cards for your custom pots. I've found I've been able to control my finances so much better this way. Reviewed on: 19th January 2024

I never had a bank that was so agile to my needs.

I never had a bank that was so agile to my needs. Reviewed on: 19th January 2024

Monzo has been exceptional, all my family now use Mo...

Monzo has been exceptional, all my family now use Monzo. They contacted me once when I lost my purse as someone found it and reached out to them. Through them I was able to get it from the police station. Reviewed on: 19th January 2024

My experience with Monzo bank is excellent.

My experience with Monzo bank is excellent. easy communication when I need to resolve any problem. Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier current account
from Barclays 4.18 from 118 reviews
Current Account
from Post Office 3.60 from 4 reviews
Current account
from Weatherbys Private Bank 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub