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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Love it good bank love that I can receive my money e...

Love it good bank love that I can receive my money early. Reviewed on: 19th January 2024

Excellent account.

Excellent account. Easy to use app which enables me to round up spends into savings. Detailed display or card usage Reviewed on: 19th January 2024

Flexible, ease of use, great support!

Extremely flexible, ease of use and loads of useful products. Every time I was in need, Monzo was there! Reviewed on: 19th January 2024

I love monzo its amazing service i regularly use thi...

I love monzo its amazing service i regularly use this account Reviewed on: 19th January 2024

Excellent

Quick set up of my account and then an overdraft. Reviewed on: 19th January 2024

Great Bank To Be With

Monzo has a great interface and gives you no charge when using your card abroad , it’s also great for saving as you get interest and they have good ways such as pots , much more to say what’s great about monzo , it’s great! highly recommend Reviewed on: 19th January 2024

Best change in banking.

I've never had problems with them, always fast to respond to any questions, account setup and ordering cards. Plus account is worth the small amount to get virtual cards for your custom pots. I've found I've been able to control my finances so much better this way. Reviewed on: 19th January 2024

I never had a bank that was so agile to my needs.

I never had a bank that was so agile to my needs. Reviewed on: 19th January 2024

Monzo has been exceptional, all my family now use Mo...

Monzo has been exceptional, all my family now use Monzo. They contacted me once when I lost my purse as someone found it and reached out to them. Through them I was able to get it from the police station. Reviewed on: 19th January 2024

My experience with Monzo bank is excellent.

My experience with Monzo bank is excellent. easy communication when I need to resolve any problem. Reviewed on: 19th January 2024

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