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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

A Game-Changer in My Financial Journey

Monzo Bank has been incredibly positive, especially due to its thoughtful features like the overdraft and Monzo Flex. The overdraft option has been a lifesaver in tight situations, offering me financial breathing space without any hassle. Monzo Flex has revolutionized how I handle larger expenses, making them more manageable. Coupled with the intuitive app and instant alerts, Monzo has seamlessly fit into and improved my daily financial life. Reviewed on: 19th January 2024

Extremely user friendly and great interest rates

Extremely user friendly and great interest rates Reviewed on: 19th January 2024

I can earn interest on savings by opening a Savings...

I can earn interest on savings by opening a Savings Pot. If i pay my bills through Monzo, Monzo will give me a heads up if they increase Reviewed on: 19th January 2024

I’ve used Monzo since 2019 and it’s always been a br...

I’ve used Monzo since 2019 and it’s always been a brilliant bank to use. Easy, clear and hands down the best app on the market. Reviewed on: 19th January 2024

Been banking with Monzo since I entered the UK.

Been banking with Monzo since I entered the UK. It has been a seamless transaction so far. The pot system is superb,helps you to monitor and budget your funds clearly. Reviewed on: 19th January 2024

Excellent experience great customer serice never had...

Excellent experience great customer serice never had an issue always up to date and so many benefits using Monzo Reviewed on: 19th January 2024

Thanks to monzo for teaching me how to save

Thanks to monzo I was able to learn to save money and take care of my personal finances connecting all my accounts, have control of what I spend and meet my goals. I am really impress with all options that monzo offers and how easy is to use the app Reviewed on: 18th January 2024

Monzo very cool and epic 11/10 :3

Monzo very cool and epic 11/10 :3 Reviewed on: 18th January 2024

Excellent company.

Excellent company. No hesitation in recommending. Reviewed on: 18th January 2024

My Monzo Story: Finding Financial Happiness

Monzo helps me keep on top of my finances, invest and build up my savings. The pot system allows me to round up spending to my savings instead of having to deposit large amounts. I've never felt more in control of the way I spend my money, and it makes me feel so happy! Reviewed on: 18th January 2024

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