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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Its very easy and very good bank

Its very easy and very good bank Reviewed on: 18th January 2024

Monzo is very easy to use, great for when I’m travel...

Monzo is very easy to use, great for when I’m travelling and was really easy to set up. I’ve never encountered any problems with Monzo. I switched my savings into Monzo savings and it is the best I have done. Reviewed on: 18th January 2024

Monza is my Bank

I have had only good experiences with Monza Reviewed on: 18th January 2024

Can't beat Monzo

Monzo are so flexible they out do the major institutions. The big banks could learn a thing or too from monzo.Monzo flexible payments help you get through a month or year or just pay it off.You can create pots for ,holidays,or investments 10/10 Reviewed on: 18th January 2024

Choose Monzo!

I like Monzo. Very simple to use the app, very good design and easy to find needed information. Reviewed on: 18th January 2024

I love the banking application, I think it's far mor...

I love the banking application, I think it's far more superior than other banking apps out there Reviewed on: 18th January 2024

Easy to use, very user-friendly .

Monzo is easy to use, it has a very user-friendly interface, good conditions for savings accounts, helpful customer service. Compared to big branches, it is much more pleasant to use. Reviewed on: 18th January 2024

Great and so useful for budgeting

Great and so useful for budgeting Reviewed on: 18th January 2024

Nice app enjoy getting paid early

Nice app enjoy getting paid early Reviewed on: 18th January 2024

Love Monzo savings pots and great Customer service

Had an account with them for about two years now - love the savings pot and the way I’m kept up to date with any changes Reviewed on: 18th January 2024

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