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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Good and fuss free experience.

Good and fuss free experience. Easy to use app Reviewed on: 18th January 2024

How banking should be

App is brilliant, easy to read, use, understand with clever features that help make it easy to manage your money, split bills, pay friends etc. Facility to manage savings, credit etc all in the one place. Plus seem to have helpful innovative approach Reviewed on: 18th January 2024

The best for savings

Never had any problem and interests rate is the best with savings Reviewed on: 18th January 2024

It was a good start with monzo to manage my...

It was a good start with monzo to manage my finances Reviewed on: 18th January 2024

Monzo is a great example of how a bank should be run.

Monzo is a great example of how a bank should be run. They are very clear about their rates and their customer service goes above and beyond what is required. Why can’t other banks be like this but then again Monzo wouldn’t stand out like they do if it was like that. Reviewed on: 18th January 2024

Really easy to keep track of my spending

Really easy to keep track of my spending with the report features and categories, plus having pots means I can set money aside for specific things and have clear visibility of what I have saved. The addition of investments to the home screen means that I can see everything in one place. Reviewed on: 18th January 2024

Easy to use with many smart features.

Easy to use with many smart features. Reviewed on: 18th January 2024

Been with them since beta and they keep delivering a...

Been with them since beta and they keep delivering a quality product. Been really enjoying the cashback and joint account features. Hope they keep adding to it. Reviewed on: 18th January 2024

Good services and very good app.

Good services and very good app. Love using the pots feature and Flex Reviewed on: 18th January 2024

With with monzo for a while now & so far have never...

With with monzo for a while now & so far have never had a problem. Love all the little extras like the saving pots, investment & saving & how they work out the exchange rate for you, the app is so easy to use Reviewed on: 18th January 2024

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