Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Good experience

Good experience very beautiful design for this app Reviewed on: 18th January 2024

The app is so easy and intuative.

The app is so easy and intuative to use every transaction is done in seconds, would highly rate and endose Monzo, far better than any normal high street bank.***** Reviewed on: 18th January 2024

Its very easy and very good bank

Its very easy and very good bank Reviewed on: 18th January 2024

Monzo is very easy to use, great for when I’m travel...

Monzo is very easy to use, great for when I’m travelling and was really easy to set up. I’ve never encountered any problems with Monzo. I switched my savings into Monzo savings and it is the best I have done. Reviewed on: 18th January 2024

Monza is my Bank

I have had only good experiences with Monza Reviewed on: 18th January 2024

Can't beat Monzo

Monzo are so flexible they out do the major institutions. The big banks could learn a thing or too from monzo.Monzo flexible payments help you get through a month or year or just pay it off.You can create pots for ,holidays,or investments 10/10 Reviewed on: 18th January 2024

Choose Monzo!

I like Monzo. Very simple to use the app, very good design and easy to find needed information. Reviewed on: 18th January 2024

I love the banking application, I think it's far mor...

I love the banking application, I think it's far more superior than other banking apps out there Reviewed on: 18th January 2024

Easy to use, very user-friendly .

Monzo is easy to use, it has a very user-friendly interface, good conditions for savings accounts, helpful customer service. Compared to big branches, it is much more pleasant to use. Reviewed on: 18th January 2024

Great and so useful for budgeting

Great and so useful for budgeting Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash Card Account
from Barclays 4.61 from 143 reviews
Student Current Account
from Lloyds Bank 4.16 from 6 reviews
Silver Account
from TSB 4.19 from 4 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub