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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Nice app enjoy getting paid early

Nice app enjoy getting paid early Reviewed on: 18th January 2024

Love Monzo savings pots and great Customer service

Had an account with them for about two years now - love the savings pot and the way I’m kept up to date with any changes Reviewed on: 18th January 2024

I love using the app it so easy to use they make thi...

I love using the app it so easy to use they make things really easy with flex and pay extra features Reviewed on: 18th January 2024

Easy and helps me save never had any issues like i h...

Easy and helps me save never had any issues like i have else where. Reviewed on: 18th January 2024

Monzo, why bank anywhere else.

Always had excellent service with monzo. It does more than the other banks I have been with and keeps you informed. They take an interest in the customer unlike other banks which I have been with. Reviewed on: 18th January 2024

Helping me better manage money!

I've been nothing but impressed since joining, especially with the updates to the app. I love getting paid early. I love how easy it is to send money to those that have the app too. I enjoy that all of my accounts can be in the same place. I took a loan out with Monzo too which enabled me to pay off several other plans, this means now I have one singular payment and can see the loan within my banking app,I can also very easily pay extra off which is a great feeling! I also really enjoy the pots I can create, I love how visual the app is. Reviewed on: 18th January 2024

I've not had any problems so far.

I've not had any problems so far. All the information I need for the service I use, is provided Reviewed on: 18th January 2024

Additionally Monzo is a good bank with a good custom...

Additionally Monzo is a good bank with a good customer service, a quick service. They always there when people need help. Reviewed on: 18th January 2024

Absolutely love Monzo!

Absolutely love Monzo! So easy to use and so many useful features! Reviewed on: 18th January 2024

Super-efficient, Reliable, Innovative and Fun!

In spite of being an online bank, of which I was originally quite skeptical, I have been pleasantly and happily surprised each time I need them. They are super efficient, fast, available, innovative and "fun" whilst maintaining excellence of service and offerings - in app or otherwise. I'm very happy! Reviewed on: 18th January 2024

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