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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

I moved to monzo completely this year and the featur...

I moved to monzo completely this year and the features and app are exceptional. I never had this with my high street bank, who I was with for 10+ years. I'll never look back. Flex is great, early pay is useful if you need it and the interest rates on savings are good. You can also open an investment ISA directly from the app and have small change roundups go straight to it. Reviewed on: 18th January 2024

Few times I have to ask for a help and always return...

Few times I have to ask for a help and always returned to me resolved problems. I am happy with the service. Unfortunately my poor credit score is not allowed me to take any loan with Monzo. Reviewed on: 18th January 2024

Simply one of the best banks out there.

Simply one of the best banks out there. Great products, great service and alsways looks for better ways for you to control your finances. Reviewed on: 18th January 2024

Great way to bank!

I’ve been banking with Monzo for nearly two years now and like it so much it has now become my main account. Everything is easily found and the saving pots are a fantastic idea and really useful. Transfers are much more easier than with other banks and little extras like being able to split bills just makes it the best for me by far. 10/10 Reviewed on: 18th January 2024

Awesome banking

Great banking experience. Never got stuck. Reviewed on: 18th January 2024

So far so good. Best card I have ever used..

Have had monzo for the past 3 years. Never had a problem. I like the support system they have built to help customers in every situation. I like that it anticipates the money for pay so I can actually spend my pay even before it has reached my account when it’s a BACS. I like that it simple to use. I have other debit cards from well known banks but I always prefer to use my monzo. All my bill comes out from this account, Reviewed on: 18th January 2024

Quick and easy to set account up.

Quick and easy to set account up. Good customer service Reviewed on: 18th January 2024

just Great

Monzo is just great, my daughter introduced the whole family now we all have Monzo Reviewed on: 18th January 2024

Monzo is the Best for everything Thanks Monzo bank

Monzo is the Best for everything Thanks Monzo bank Reviewed on: 18th January 2024

Super Monzo

Super easy to use, set up and maintain. Great interest rates, money tips and the pots... The pots are the winner for me. Reviewed on: 18th January 2024

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