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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Easy to set up, well accompanied every step of the way.

Easy to set up, well accompanied every step of the way. I have all my banking needs a press of the finger away! No complaints! Reviewed on: 18th January 2024

THE BEST

It’s really easy app, everything is so simple! From transferring money to checking payment details, I’ve never had a problem so much so that I’ve never had to use the customer service. I especially enjoy the getting paid the day before, it really helps Reviewed on: 18th January 2024

With the saving pots I have revolutionised my budget.

With the saving pots I have revolutionised my budget. Saving so much more this wY . Love that I can set up DD to go from pots.. Reviewed on: 18th January 2024

Overall, very good user experience, no issues.

Overall, very good user experience, no issues. Reviewed on: 18th January 2024

Great service, love the app, never had any issues an...

Great service, love the app, never had any issues and Monzo Flex is a great idea Reviewed on: 18th January 2024

Simply excellent.

Simply excellent. My experience has been very seamless. Reviewed on: 18th January 2024

Overall great bank

I’ve never had a bad experience with Monzo, it’s a great service and bank Reviewed on: 18th January 2024

Great Daily Driver

I use monzo as my day to day account and it's app and features are next level for banking. Reviewed on: 18th January 2024

Stress free banking

Great bank, so many options for helping to manage finances, brilliant app Reviewed on: 18th January 2024

Monzo is very easy to use.

Monzo is very easy to use. and customer care help you as quicky as they can to very efficient when you have issues with your account or other assistance Reviewed on: 18th January 2024

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