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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Best. Bank. Ever.

Monzo have been brilliant start to finish, always offering to help beforw i even need to ask. Super wasy to use app with more functions than any other. Reviewed on: 18th January 2024

Best Bank

Monzo is probably the best bank I have been with. The service is great and if you have a problem it is absolutely no effort on their part to help you fix it. My son introduced me to Monzo and I would certainly recommend them to others. I love being able to have different pots for different savings accounts. Reviewed on: 18th January 2024

Holiday money

Using my card abroad on several ccaaions, monzo finds the cheapest rate, where else would you get that. Well done Monzo Reviewed on: 18th January 2024

Monso is for everyone

Accessibility 9 good none verbal Communication , simplicity , Reviewed on: 18th January 2024

Fast and easy set up.

Fast and easy set up. Love the app and features. Reviewed on: 18th January 2024

Great banking experience

Great banking experience with a wide range of products and services to help budget and watch your spending Reviewed on: 18th January 2024

Change the game of how a bank account should run.

It is easy to use. Great appearance. Change the game of how a bank account should run. I love that I can change my monthly statements to the dates that I want. I like how easy it is to see my balance and my budget of what I am spending in a month. Reviewed on: 18th January 2024

Brilliant

They are a brilliant bank. Never had an issue with them. Would recommend Reviewed on: 18th January 2024

Very safe to use excellent I only use Monzo

Very safe to use excellent I only use Monzo Reviewed on: 18th January 2024

Love Monzo's current account!

Love Monzo's current account! Have been an account holder for a few years now and they are always pushing to create new and innovative ways to improve banking. Its got me interested in financing and certainly helped my budgeting. Love it. Reviewed on: 18th January 2024

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