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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Easy to sign up and really good cashback offers

Easy to sign up and really good cashback offers Reviewed on: 18th January 2024

Amazing early pay, fantastic and so easy to use and...

Amazing early pay, fantastic and so easy to use and I love that it knows how much money is planned to come out of the account before it is taken Reviewed on: 18th January 2024

I save more money with higher interest rate

I save more money with higher interest rate Reviewed on: 18th January 2024

has been very good, simple to use and really easy...

has been very good, simple to use and really easy Reviewed on: 18th January 2024

Great customer service and in-app add ons for tracki...

Great customer service and in-app add ons for tracking spending Reviewed on: 18th January 2024

Good service

Both business and my personal accounts are with Monzo Reviewed on: 18th January 2024

Monzo team

I’ve had a few questions and queries and the Monzo team helped quickly and efficiently Reviewed on: 18th January 2024

Always helpful and quick.

Always helpful and quick. Online systems are easy and speedy Reviewed on: 18th January 2024

Very good experience weth monzo im so happy

Very good experience weth monzo im so happy Reviewed on: 18th January 2024

Exchange rate is far better than other banks if used...

Exchange rate is far better than other banks if used outside UK. Excellent service. Reviewed on: 18th January 2024

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