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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Monzo has been amazing since i joined them and is th...

Monzo has been amazing since i joined them and is the main account i use now Reviewed on: 18th January 2024

Surprisingly love the gamification on the app.

Surprisingly love the gamification on the app. Mini reward for saving/making payments. Very easy to use and pass money between friends and family in the app. Reviewed on: 18th January 2024

Monzo made me forget others

Since I joined Monzo , the only thing I would say is that I totally forgot other banking platform existed because they give me what I need so I’m so satisfied Reviewed on: 18th January 2024

Best service ever.

Best service ever. Highly recommended. Reviewed on: 18th January 2024

Such an easy to use platform.

Such an easy to use platform. So much functionality in a simple to use app. Quick and responsive. Round the clock answer to my questions. Free advice and offers for loans and overdrafts when I needed. Reviewed on: 18th January 2024

Easy to maintain account.

Easy to maintain account. Simple to use and make payments. I love it. Reviewed on: 18th January 2024

My experience with Monzo is excellent from the begin...

My experience with Monzo is excellent from the beginning Reviewed on: 18th January 2024

Easy, fast and reliable

I have been using Monzo for over 4 years now and it's been great service all the time. Reviewed on: 18th January 2024

Really easy to use and very good benefits for the am...

Really easy to use and very good benefits for the amount I pay for the account. Reviewed on: 18th January 2024

Good in service and customercare.

Good in service and customercare. Best offer and easy for money transfer Reviewed on: 18th January 2024

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