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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Monzo app is user friendly and has so many features!

Monzo app is really easy to use and i love that it has tools for saving and credit card options. i like the savings pots and the summaries on monthly spending. It is the best! I've tried other banking apps but this is the easiest so far. I also like that it is not only easy to transfer money locally, but also overseas. Reviewed on: 18th January 2024

Brilliant bank !

Brilliant bank !!!! Never ask any questions very reliable !! Reviewed on: 18th January 2024

Monzo - great banking, great interest.

I recommended Monzo to my mother. She invested and I'm happy to say SHE is happy with the good interest rates Monzo offers. Reviewed on: 18th January 2024

Easy to use bank with cashback

It is very easy to use, the app is very user friendly. Recently Monzo introduced cashback which is very handy and easy to earn! Reviewed on: 18th January 2024

Good experience over the years

Good experience over the years, however Monzo it’s not my main bank so I only use it when I travel abroad. Reviewed on: 18th January 2024

It's the easiest banking app I've used by far.

It's the easiest banking app I've used by far. The customer service is quick, easy and reliable, anything you need to have resolved is done so quickly and the interface within the app is easy to use. Reviewed on: 18th January 2024

An excellent online bank.

Monzo delivers a great product which meets my needs Reviewed on: 18th January 2024

Monzo App

App is very clear and helps with budgeting. Very good for keeping an eye on expenses. Reviewed on: 18th January 2024

Since my first day banking with them.

Since my first day banking with them. It has always been a smooth sailing. They haven’t disappointed me ever. They are always attentive and polite when talking to me. I will recommend them to whoever that needs banking. Reviewed on: 18th January 2024

I was looking for a bank that would take me as a fir...

I was looking for a bank that would take me as a first time customer and I got told about this and it is really good Reviewed on: 18th January 2024

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