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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Best UK Banking services.

Best UK Banking services. Always beyond your expectations Reviewed on: 18th January 2024

Never had a problem with monzo

Never had a problem with monzo - love the pots feature & receiving wages a day early. The mobile app has a great layout and makes it easy to check how much money you have, how much you’re spending & to receive/send money. Reviewed on: 18th January 2024

Gold Star Bank

So easy to use very quick to bank transfer and receive payments you are the Gold star Bank Reviewed on: 18th January 2024

I have had experience with a fraudster, I immediatel...

I have had experience with a fraudster, I immediately spoke to Monzo customer service and they explained everything thing especially "Monzo will not call you to ask for you account details" the issue was resolved and I was satisfied. Reviewed on: 18th January 2024

easy to use and good service.

easy to use and good service. practical and fast Reviewed on: 18th January 2024

Wonderful!

The account is perfect, no queuing in a branch, easy to open an account, super quick transfers & payments. love having the business account also, so easy to keep track of my earnings and got my ‘tax’ pot ready for the end of the year! Reviewed on: 18th January 2024

Using only Monzo and happy overall.

Using only Monzo and happy overall. Good customer setvice Reviewed on: 18th January 2024

I love Monzo!

I love Monzo! It’s so easy to use and has good investing and savings options Reviewed on: 18th January 2024

Can't fault monzo

Monzo has helped keep my finances in order and its so user friendly . Reviewed on: 18th January 2024

Simple 10

Simple ………………………,,,,,,,,,,,,,,,,,,,,,,,….. Reviewed on: 18th January 2024

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