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Monzo: Current account reviews

4.93
Based on 19,402 reviews, last reviewed 28th Apr 2026
3226% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026
Baz Sellers's avatar
Baz Sellers

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19402)

Love how easy is to do everything on the app

5
Monzo has a great app, it's so easy to pay people, open savings pots, get a very reasonable credit card, manage finance, and they keep adding more features. Reviewed on: 18th January 2024

I'm very satisfied with Monzo .

5
I'm very satisfied with Monzo . I always recommend it to my friends Reviewed on: 18th January 2024

Good banking experience with monzo

5
Good banking experience with monzo Reviewed on: 18th January 2024

Really quick and easy.

5
Really quick and easy. Great app. Great offering. Reviewed on: 18th January 2024

A great bank

5
A great bank, with savings options and saving money in pots Reviewed on: 18th January 2024

Amazing bank.

5
Absolutely brilliant for transfers to friends and family see how much you spend earn interest loans putting limits on your card Reviewed on: 18th January 2024

Easy to use, great features and a nice incentive to...

5
Easy to use, great features and a nice incentive to use the account to save money Reviewed on: 18th January 2024

information is excellent...

5
Never had an issue at all and information is excellent Reviewed on: 18th January 2024

It's the best bank I've used the safest with best cu...

5
It's the best bank I've used the safest with best customer service thank you. It is the best decision I made changing to monzo. Reviewed on: 18th January 2024

Monzo any day, anytime.

5
I have no regrets about being part of Monzo. They are quick to rectify issues and are always available to serve. When. I send disputes their response is so amazing and they are open in their dealings. I have recommended to my friends and family and they are appreciative of the kind of services they receive. I will choose Monzo any day any time Reviewed on: 18th January 2024

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