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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

My family

I am very happy with monzo I have been with monzo for almost five years Reviewed on: 18th January 2024

Excellent and professional service experience

Excellent and professional service experience Reviewed on: 18th January 2024

Monzo is a good bank, i like using Monzo cos it didn...

Monzo is a good bank, i like using Monzo cos it didn't charge me anything when I go back and use it at my home country Reviewed on: 18th January 2024

A few years

I've been with Monzo for a few years and I've never had a problem. Keep doing what your doing! Reviewed on: 18th January 2024

I like monzo, I recommend this bank to my friends

I like monzo, I recommend this bank to my friends Reviewed on: 18th January 2024

Been using Monzo for years now!

Been using Monzo for years now!! Easy to use app , continuous development of the apps interface, interactive menus. easy to apply for loans with no hidden fees Reviewed on: 18th January 2024

Absolutely love it!

I initially used Monzo for going abroad but now I use it as my main bank account. I absolutely love the features in the app, particularly the ease of use and savings aspects. Reviewed on: 18th January 2024

Best bank around!

Every time I have asked Monzo for help they've always been fast to respond to my messages and they've also never not left me happy when they've looked into an issue. For me personally, they've always seemed to get down to the issue which is great from them! They've also got really amazing interest rates for plus users on savings pots too! Reviewed on: 18th January 2024

Good customer care and service since day one i have...

Good customer care and service since day one i have been used monzo bank since was founded till today never regretted Reviewed on: 18th January 2024

I love Monzo, I recommend them to everyone!

I love Monzo, I've moved all my savings over as they have a great rate and the app is super easy to use and move money around. I love the pot feature and have used this to save up for breaks away. I recommend it to everyone who asks about bank/savings accounts. Reviewed on: 18th January 2024

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