Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is great, really helped me to manage my financ...

Monzo is great, really helped me to manage my finances so much better. i love the extra features on spending habits and tracking. so much so i’ve closed my other bank accounts. i would highly recommend monzo to anyone. Reviewed on: 18th January 2024

My monzo experience

Easy to use banking app, lots of great features and benefits and great customer service Reviewed on: 18th January 2024

Monzo helps me manage my money

Monzo helps me manage my money efficiently, allowing me to view all my accounts in one place at a glance. Being able to have separate pots for saving and spending is fantastic. Reviewed on: 18th January 2024

First current account

Monzo was my first ever current account and I can honestly say that I do not regret trusting this bank with all of my savings. I have since opened other accounts and I just find that their mobile apps do not match the innovative Monzo app. I like the round-up function and being able to divide money between lots. Three years later, Monzo is still by far my favourite app. Thank you to the Monzo team! Reviewed on: 18th January 2024

Easy to keep track and no commission charges when us...

Easy to keep track and no commission charges when using abroad. Online is so easy to use Reviewed on: 18th January 2024

My banking experience with Monzo has been amazing, I...

My banking experience with Monzo has been amazing, I have always had this rest assured mind that my money is safe with them which is incomparable. I always have the opportunity to have my schedule money earlier if needed which is quite interesting. Reviewed on: 18th January 2024

Great bank, only ever had a positive experience.

Great bank, only ever had a positive experience. The flex option is amazing and really helps spread costs of big purchases! Customer service is brilliant! And high interest rate on the savings account! Reviewed on: 18th January 2024

Love love love

Love the pots, being able to see my other accounts both with Monzo and other establishments. That is an app. (Although being able to access on a computer in an emergency would be useful). No paper. Pays out of pots but if not enough in pays out of main account (Starling doesn’t) can custom paydays (Starling doesn’t). Includes the round ups in the payment amount shown (Starling doesn’t). Reviewed on: 18th January 2024

Great bank with a simple and easy to use app.

Great bank with a simple and easy to use app. Love it. Reviewed on: 18th January 2024

Amazing experience and I am very happy with Monzo

Amazing experience and I am very happy with Monzo Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Reliance Bank 4.00 from 1 reviews
Student 20 Account
from Bank of Ireland 0.00 from 0 reviews
Current account
from Card One Money 3.54 from 4 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub