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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Very good, fast in money transfers and reliable.

Very good, fast in money transfers and reliable. Their rate is also good. With my experience I will recommend Monzo to my love ones. Reviewed on: 18th January 2024

Brilliant

Great service, love it. I love the different pots and things you can do. Reviewed on: 18th January 2024

Alway responsive

Alway responsive. Keeps up with the interest rates Reviewed on: 18th January 2024

It's an excellent service and very easy to use in ev...

It's an excellent service and very easy to use in everything you need. Reviewed on: 18th January 2024

I love Monzo!!

I love Monzo, it's so easy to use and their flex account makes me feel like I've got a credit card, it's good that you can choose to pay in 3 without the interest payments or for bigger purchases you can pay a little bit of interest. The interest rates on the savings account are really good too. Reviewed on: 18th January 2024

Love Monzo

Love monzo it’s so easy to use and love being able to use it abroad Reviewed on: 18th January 2024

Accessible and clear banking with management tools t...

Accessible and clear banking with management tools that are easy to follow. Savings rates have been solid. Always return to over chase or wise Reviewed on: 18th January 2024

Amazing system and staff

It’s so easy to use and always as very fast response from customer service who are always happy to help Reviewed on: 18th January 2024

Monzo is great, really helped me to manage my financ...

Monzo is great, really helped me to manage my finances so much better. i love the extra features on spending habits and tracking. so much so i’ve closed my other bank accounts. i would highly recommend monzo to anyone. Reviewed on: 18th January 2024

My monzo experience

Easy to use banking app, lots of great features and benefits and great customer service Reviewed on: 18th January 2024

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