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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Monzo helps me manage my money

Monzo helps me manage my money efficiently, allowing me to view all my accounts in one place at a glance. Being able to have separate pots for saving and spending is fantastic. Reviewed on: 18th January 2024

First current account

Monzo was my first ever current account and I can honestly say that I do not regret trusting this bank with all of my savings. I have since opened other accounts and I just find that their mobile apps do not match the innovative Monzo app. I like the round-up function and being able to divide money between lots. Three years later, Monzo is still by far my favourite app. Thank you to the Monzo team! Reviewed on: 18th January 2024

Easy to keep track and no commission charges when us...

Easy to keep track and no commission charges when using abroad. Online is so easy to use Reviewed on: 18th January 2024

My banking experience with Monzo has been amazing, I...

My banking experience with Monzo has been amazing, I have always had this rest assured mind that my money is safe with them which is incomparable. I always have the opportunity to have my schedule money earlier if needed which is quite interesting. Reviewed on: 18th January 2024

Great bank, only ever had a positive experience.

Great bank, only ever had a positive experience. The flex option is amazing and really helps spread costs of big purchases! Customer service is brilliant! And high interest rate on the savings account! Reviewed on: 18th January 2024

Love love love

Love the pots, being able to see my other accounts both with Monzo and other establishments. That is an app. (Although being able to access on a computer in an emergency would be useful). No paper. Pays out of pots but if not enough in pays out of main account (Starling doesn’t) can custom paydays (Starling doesn’t). Includes the round ups in the payment amount shown (Starling doesn’t). Reviewed on: 18th January 2024

Great bank with a simple and easy to use app.

Great bank with a simple and easy to use app. Love it. Reviewed on: 18th January 2024

Amazing experience and I am very happy with Monzo

Amazing experience and I am very happy with Monzo Reviewed on: 18th January 2024

Monzo is the best for budgeting

I have use Monzo for years because of a recommendation. I always tell my friends to use Monzo because of how great it is for budgeting. It really helped with my finances as I used to stress but the simple design helps me clearly view finances. Reviewed on: 18th January 2024

Path to new opportunities

I have been able to fulfill many experiences through your services Reviewed on: 18th January 2024

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