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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Monzo is easy and flexible to use

Monzo is easy and flexible to use Reviewed on: 18th January 2024

Monzo is very to bank and rely on.

Monzo is very to bank and rely on. Reviewed on: 18th January 2024

Best bank I’ve ever used

I’ve never banked with an easier company, use of the app is quick and easy. I’ve recommended to a few family and friends who have all downloaded and now also use as their main bank account. The saving account options are also fantastic and have helped to be well on my way for buying a house. Reviewed on: 18th January 2024

Easy to understand banking!

Easy to understand banking! I like seeing my balances and it keeps me in check Reviewed on: 18th January 2024

Monzo has really helped me to budget my money and he...

Monzo has really helped me to budget my money and helped me manage my debt. The pots are a fantastic tool as i can budget for food, clothes and going out and i can see clearly what money i have left to spend. Also they round up my spending and then put the extra cash into a savings pot. Reviewed on: 18th January 2024

It's so easy to use and the app is so useful and ful...

It's so easy to use and the app is so useful and full of explanations and whenever I've needed help someone has always been available to speak too Reviewed on: 18th January 2024

Great for people with terrible memory!

I love how I can place money in pots and not worry about them. And set standing orders as I'm terrible at remembering when I need to pay bills Reviewed on: 18th January 2024

Too good .

Too good .. good for savings and excellent service for all.. easy to open account and transaction is too good. Got more interest on savings Reviewed on: 18th January 2024

I love monzo

Recently moved, I love how easy it is! And it is very cute. They give you emojis for each place you buy from. It’s super fast and I love using the pots system, earning interest while I save money! Would never look back. Have recommended it to so many friends. It also has great features if two people both have monzo accounts, like splitting the bill. Reviewed on: 18th January 2024

Overall Excellent

Changing my bank to Monzo was the best thing I ever did. There are lots of different ways to view my stats on income and spending, my money's available 24 hours before it's due and I once had money taken out of my account that shouldn't have been and Monzo got it right back for me. Overall extremely happy. Reviewed on: 18th January 2024

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