Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Just a really good honest online bank

Just a really good honest online bank Reviewed on: 18th January 2024

Very very very very good

Very very very very very very good Reviewed on: 18th January 2024

New account 2 years ago and all good.

New account 2 years ago and all good. Excellent app and only contacted CS once but was a positive experience. Daughter uses them too and she is also pleased. Reviewed on: 18th January 2024

Investment opportunity

Monzo is the only bank that has approached me for long term investment through bond and shares. So they're far more ahead of others. Their online services and products are brilliant. Reviewed on: 18th January 2024

A bank high street banks don't want you to know about

It's been the perfect bank. Easy to set up, easy to manage and easy to use. Reviewed on: 18th January 2024

Monzo is great for budgeting and transferring money...

Monzo is great for budgeting and transferring money quickly and easily Reviewed on: 18th January 2024

Easiest banking experience I've had.

Easiest banking experience I've had. Reviewed on: 18th January 2024

My experience with Monzo

Always had positive experiences with Monzo. Customer service is excellent and they always help me with exactly what I need and go above and beyond to make sure everything is covered. Reviewed on: 18th January 2024

Never fail to deliver

Never fail to deliver or send. Also got a quick system Reviewed on: 18th January 2024

Excellent first class experience at all times

Excellent service, all transactions are immediate so easy to keep track of spending. Rates for savings are also very competitive and very easy to set saving pots to mature at different times so you can have set income throughout year. Had a problem with a transaction whilst in USA and customer service were very prompt in solving. As an older person who was used to normal high street banking Monzo was a very pleasant surprise and is so easy to use. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Cater Allen 0.00 from 0 reviews
Current Account
from ICICI Bank 5.00 from 2 reviews
Student Current Account
from Nationwide 5.00 from 6 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub