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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Much more pleasant experience than using regular hig...

Much more pleasant experience than using regular high street banks. A lot of extras, offers and plenty of reasons to keep banking with them. Reviewed on: 18th January 2024

Monzo helped me to manage my money efficiently & act...

Monzo helped me to manage my money efficiently & actually save. Without it I would not have been able to save as much as I did and keep track of everything I’ve spent on for the day. Reviewed on: 18th January 2024

Very good experience with monzo.

Very good experience with monzo. Easy to use the banking application very user friendly Reviewed on: 18th January 2024

Great bank, straightforward app.

Great bank, straightforward app. Support are always excellent. All round great, no complaints. The prize money will definitely make my review sweeter haha. Not sure what else to say here apart from great job monzo keep it up. Reviewed on: 18th January 2024

I have had a great experience with monzo

I have had a great experience with monzo Reviewed on: 18th January 2024

I've had a good experience with monzo as I love the...

I've had a good experience with monzo as I love the pots and estimated remaining balance which makes managing money much easier. Reviewed on: 18th January 2024

I love mozo it’s amazing especially since I was 17 w...

I love mozo it’s amazing especially since I was 17 when I got it and it was one of the only banks that I was able to use fully and not have a child’s account Reviewed on: 18th January 2024

I applied for monzo just before I went to Australia...

I applied for monzo just before I went to Australia no charges easy to use brilliant bank regular updates on the different accounts that are available I’ve also used the bank to transfer money abroad and it arrives with no fuss the next day Reviewed on: 18th January 2024

Great app

It is easy to use and clearly lays out all important information and has lots of built features to help you save more and track it Reviewed on: 18th January 2024

Makes banking easy and modernised

Makes banking easy and modern. The app is great and let's you manage your money very freely. The savings pots have food rates. Customer service has always been prompt and helpful when required. Transferring between friends is quick and easy. Reviewed on: 18th January 2024

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