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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is the best for budgeting

I have use Monzo for years because of a recommendation. I always tell my friends to use Monzo because of how great it is for budgeting. It really helped with my finances as I used to stress but the simple design helps me clearly view finances. Reviewed on: 18th January 2024

Path to new opportunities

I have been able to fulfill many experiences through your services Reviewed on: 18th January 2024

Makes money stress free!

Monzo makes it so easy to keep track of money and in turn, save money. Customer service always has a human touch and with fast responses. Have recommended to friends and family. Reviewed on: 18th January 2024

Had a great experience with Monzo very safe to use...

Had a great experience with Monzo very safe to use Reviewed on: 18th January 2024

Perfect bank.

Perfect bank. Never had a problem with them as they are very attentive Reviewed on: 18th January 2024

Fantastic

Quick simple hastle free banking Reviewed on: 18th January 2024

Great bank, quick and easy to use

Great bank, quick and easy to use the app. Hassle free , regular updates & helps make the most of your money. Reviewed on: 18th January 2024

Monzo App is so easy to use.

Monzo App is so easy to use. Any one can use it, as it's so user friendly Reviewed on: 18th January 2024

Monzo is a great bank very trust worthy

Monzo is a great bank very trust worthy Reviewed on: 18th January 2024

The People’s Bank.

A reliable bank so far I have come across and have already recommended it Reviewed on: 18th January 2024

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