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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Excellent first class experience at all times

Excellent service, all transactions are immediate so easy to keep track of spending. Rates for savings are also very competitive and very easy to set saving pots to mature at different times so you can have set income throughout year. Had a problem with a transaction whilst in USA and customer service were very prompt in solving. As an older person who was used to normal high street banking Monzo was a very pleasant surprise and is so easy to use. Reviewed on: 18th January 2024

Much more pleasant experience than using regular hig...

Much more pleasant experience than using regular high street banks. A lot of extras, offers and plenty of reasons to keep banking with them. Reviewed on: 18th January 2024

Monzo helped me to manage my money efficiently & act...

Monzo helped me to manage my money efficiently & actually save. Without it I would not have been able to save as much as I did and keep track of everything I’ve spent on for the day. Reviewed on: 18th January 2024

Very good experience with monzo.

Very good experience with monzo. Easy to use the banking application very user friendly Reviewed on: 18th January 2024

Great bank, straightforward app.

Great bank, straightforward app. Support are always excellent. All round great, no complaints. The prize money will definitely make my review sweeter haha. Not sure what else to say here apart from great job monzo keep it up. Reviewed on: 18th January 2024

I have had a great experience with monzo

I have had a great experience with monzo Reviewed on: 18th January 2024

I've had a good experience with monzo as I love the...

I've had a good experience with monzo as I love the pots and estimated remaining balance which makes managing money much easier. Reviewed on: 18th January 2024

I love mozo it’s amazing especially since I was 17 w...

I love mozo it’s amazing especially since I was 17 when I got it and it was one of the only banks that I was able to use fully and not have a child’s account Reviewed on: 18th January 2024

I applied for monzo just before I went to Australia...

I applied for monzo just before I went to Australia no charges easy to use brilliant bank regular updates on the different accounts that are available I’ve also used the bank to transfer money abroad and it arrives with no fuss the next day Reviewed on: 18th January 2024

Great app

It is easy to use and clearly lays out all important information and has lots of built features to help you save more and track it Reviewed on: 18th January 2024

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