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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Amazing app and features.

Amazing app and features. Particularly the other accounts with icons on transactions and budgeting. Flex over 3 month with 0% is great. Reviewed on: 18th January 2024

Very good and reliable and services are okay

Very good and reliable and services are okay Reviewed on: 18th January 2024

Can’t fault them what so ever , foreign exchange rat...

Can’t fault them what so ever , foreign exchange rates are spot on Reviewed on: 18th January 2024

Extremely easy to use,

Extremely easy to use, UK or abroad. If I can do it, anyone can do it. Wish the app/bank was here with us years ago. Reviewed on: 18th January 2024

the best bank I have ever used, I have had contact w...

the best bank I have ever used, I have had contact with many banks in many countries, this is the best Reviewed on: 18th January 2024

Excellent banking products.

Excellent products. Unique customer service. The banking services are top notch. Never had any issues with my account since I started banking with Monzo Reviewed on: 18th January 2024

Great customer service, app is also easy to use

Great customer service, app is also easy to use Reviewed on: 18th January 2024

excellent customer service good interest rates on sa...

excellent customer service good interest rates on savings Reviewed on: 18th January 2024

I love Monzo

I have been using Monzo since May last year when I joined as I was going abroad for the first time in 18 years. It's very easy to use and they are always bringing you new services, I think it is really great. I have since referred 2 friends to join who are also really pleased with it. Reviewed on: 18th January 2024

Have been using monzo for almost three years my mone...

Have been using monzo for almost three years my money has been save and was never missing am happy using monzo Reviewed on: 18th January 2024

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