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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Amazing banking no hassle no mess just money and you...

Amazing banking no hassle no mess just money and you how we I like it Reviewed on: 18th January 2024

Monzo gives great services.

Monzo gives great services. Speaking with their customer care team is always a delight. The interest rates on savings accounts are phenomenal and they offer a wide range of all different sorts of accounts , deals and offers Reviewed on: 18th January 2024

Just awesome!!!

Just awesome and easy to use for everyday things and savings Reviewed on: 18th January 2024

Monzo is fantastic.

My experience with monzo has been fantastic. I love the app and it gets better with every update. The pots are a great way to divide income, savings and spending. I previously needed multiple accounts to achieve this with another bank. Reviewed on: 18th January 2024

Good experience with monzo.

Good experience with monzo. Like the savings account and the pots. Easy to transfer money between pots and keep track of spending Reviewed on: 18th January 2024

I recently had my handbag stolen and Monzo very help...

I recently had my handbag stolen and Monzo very helpful with freezing account and sending a new card. Had supportive and sympathetic emails at a very stressful time. As we were away at the time in another country. Reviewed on: 18th January 2024

Amazing banking service.

Monzo is a great online banking service. The times I have contacted them for assisstance, they have been extremely helpful. 10/10, and would highly recommend. Reviewed on: 18th January 2024

First class account provider

App is v easy to use, the range of services is excellent particularly saving linked to current account & they continuously innovate to improve customer experience Reviewed on: 18th January 2024

Since signing with monza I have had always had good...

Since signing with monza I have had always had good service Reviewed on: 18th January 2024

Reason Why I Rate Monzo

Well I gotta say they are very efficient in their service, the amount of times I've gotten into tight problems they were always quick to come to my aid, although there's some flaws, it's too little that it can be overlooked. Reviewed on: 18th January 2024

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