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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Monzo: Easy to Set Up and Easy to Use, i love it!

Monzo is very easy to set up and use, I absolutely love the pots and the saver pot has a great interest rate on it too! Helps me keep track of my spending when I’m at home and when I’m travelling. It’s easy too for both my husband and I to keep track of our joint account. Reviewed on: 18th January 2024

I like the Monzo flex credit card

I like the Monzo flex credit card Reviewed on: 18th January 2024

I LOVEEEE monzo.

I LOVEEEE monzo. No seriously I got a monzo account in 2020 solely for travelling abroad but I have used it ever since!! It’s so easy to use and the colours, design and graphics just make the app enjoyable. It motivates me to save my money by using pots and rounding up payments. It’s great. Reviewed on: 18th January 2024

best bank i have ever used.

best bank i have ever used. so easy to use and keeps all banks/cards connected on one app. would 100% recommend to everyone. Reviewed on: 18th January 2024

Always available to help app is easy to use and full...

Always available to help app is easy to use and full of information Reviewed on: 18th January 2024

Very easy to use, reliable and no fuzz.

Very easy to use, reliable and no fuzz. Reviewed on: 18th January 2024

They provide quality services and help you when you...

They provide quality services and help you when you are in need. Reviewed on: 18th January 2024

a bank for customers

I been with Monzo since the beginning and I have never had anything but an amazing experience. Will never go back to traditional old school banks. You can tell they really think about what the customers want and how to overcome pain points. Reviewed on: 18th January 2024

I have a good experience with Monzo because they hel...

I have a good experience with Monzo because they help me allot in good and bad situations. Reviewed on: 18th January 2024

Monzo is such and easy user friendly way of banking...

Monzo is such and easy user friendly way of banking Reviewed on: 18th January 2024

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