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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Giving people a better service

I’m loving the fact I’m able to get my money a day earlier I can track easily where my money is going. The fact it shows me what bills are coming out in certain days or hours. Reviewed on: 18th January 2024

Best Bank Ever

Best bank ever with no hassles and brilliant customer service. Reviewed on: 18th January 2024

The best banking app I have.

The best banking app I have. The number of features available are excellent! User-friendly and day-to-day features everyone could use. Personal favourite is Flex which allows you to pay for something in 3 instalments at 0% Reviewed on: 18th January 2024

Love it easy to use

Love it easy to use and enjoy using online banking safe and sound Reviewed on: 18th January 2024

Monzo is definitely my favourite bank and it’s very...

Monzo is definitely my favourite bank and it’s very convenient to use. It has good saving pot options and also allows me to separate money inside my account. Also easy to transfer money with friends etc, Only one thing I felt inconvenient about is putting cash into the account. I know the society is moving to cashless, however, I also receive cash by customers and I found it not convenient for cash users. Reviewed on: 18th January 2024

Monzo is an awesome banking app

Monzo is an awesome banking app that I highly recommend. It's super user-friendly, has great features, and their customer service is top-notch. Plus, they offer some cool perks like instant notifications and easy budgeting tools. I've been using Monzo for a while now and it's been a game-changer. Definitely give it a try Reviewed on: 18th January 2024

Great options with lots of insight and knowledge

The options are great and it’s always explained very well to you. If it was not for Monzo and their services, I would not have been able to get through the year financially. Reviewed on: 18th January 2024

Monzo simply have the best banking app in the UK

Monzo simply have the best banking app out of all the UK banks, you won't find anything better. Reviewed on: 18th January 2024

Excellent banking service

Excellent banking service. I love being able to move my money round into different pots with ease. Reviewed on: 18th January 2024

Ever enjoyed current account

I have absolutely enjoyed my current account with monzo and I have derived so much value from its services Reviewed on: 18th January 2024

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