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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Very swift response to issues.

Very swift response to issues. Friendly customer service. Instant reflection of fund in bank account and great accountability on direct debits. Reviewed on: 18th January 2024

Foreign transactions have been the highlight of what...

Foreign transactions have been the highlight of what is excellent with monzo. Reviewed on: 18th January 2024

Mono is very good and I invited all my friends and f...

Mono is very good and I invited all my friends and family to join monzo and they love it its very helpfull Reviewed on: 18th January 2024

Awesome experiences

Awesome experiences, other than they turned me down to work for them… 3 times lol Reviewed on: 18th January 2024

Excellent app.

Excellent app. Low rates for travel abroad Reviewed on: 18th January 2024

It’s good and I like very much .

It’s good and I like very much . It is easy to use Reviewed on: 18th January 2024

By far the most user friendly app and has all the be...

By far the most user friendly app and has all the best features Reviewed on: 18th January 2024

Excellent Customer service

Excellent Customer service and easy to use the Monzo app Reviewed on: 18th January 2024

It’s very accessible and offers a lot of additional...

It’s very accessible and offers a lot of additional functions Reviewed on: 18th January 2024

Banking made easy.

Banking made easy. Great app easy to use and with all the added benefits including investing. Reviewed on: 18th January 2024

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