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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Why Monzo has the best service

Every single time I haven’t understood something Monzo has helped me Reviewed on: 18th January 2024

Brilliant abroad love the exchange rate an do you s...

Brilliant abroad love the exchange rate an do you see what you pay instantly Reviewed on: 18th January 2024

Very good bank

Staff are very quick and responsive when speaking to them. The features Monzo offer have genuinely made me better with my money. Their saving offers and loan offers are outstanding. Reviewed on: 18th January 2024

Such a great account.

Such a great account. Really easy to use and very intuitive Reviewed on: 18th January 2024

Really good to bank with, the updates and statements...

Really good to bank with, the updates and statements are really good Reviewed on: 18th January 2024

Good exchange rates and helpful app

Good exchange rates and helpful app Reviewed on: 18th January 2024

Always brilliant customer service, and best bank I'...

Always brilliant customer service, and best bank I've ever had ... able to get your money a day early which is amazing so for me they should get the reward Reviewed on: 18th January 2024

Monzo is the best on communication and has always be...

Monzo is the best on communication and has always been there for me Reviewed on: 18th January 2024

It's been extremely good.

It's been extremely good. They have help me out and made things very easy. Reviewed on: 18th January 2024

The easiest and most updated bank to use

The easiest and most updated bank to use Reviewed on: 18th January 2024

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