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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo Bank. Banking for today and tomorrow.

I've had current account with a traditional high street bank for a long time. My wife introduced me to monzo and I have to say, I haven't looked back since. Their approach to banking is modern and in line with the lifestyle of people today. With products like Monzo flex, giving you the flexibility and freedom to enjoy life that much more. The zero fee overseas transactions is a massive blessings. No more getting fleeced at local currency exchange shops. Monzo makes sure you pay for your products at the actual exchange rate with no pesky fees or commission. So to summarise, flexibility at home and peace of mind away. Monzo bank all day! Reviewed on: 18th January 2024

Why would u use anything else

I use Monzo for saving for larger item and holidays , I can see interest building on the app and is paid monthly, I also use Monzo when traveling (USA) and get lots of comments on the great looking Monzo card , I can not fault Monzos service and would recommend to a friend Reviewed on: 18th January 2024

Brilliantly easy to get started.

Brilliantly easy to get started. Other banks were creating some problems but Monzo saved the day. Reviewed on: 18th January 2024

Love Monzo

Monzo is great to be with you can share and split with your friends when you go out so you can split the bill. Great customer service and I love it Reviewed on: 18th January 2024

Super easy banking.

Super easy banking. Love the savings pots! Reviewed on: 18th January 2024

Great app

Never had an issue with Monzo, I lost my card once and they replaced it promptly and the app is amazong Reviewed on: 18th January 2024

I love monzo and its the best bank card ever in the...

I love monzo and its the best bank card ever in the whole entire world! Reviewed on: 18th January 2024

A great bank to be with.

A great bank to be with. I’ve never had any problems with them. They are quick to sort any problems there has been Reviewed on: 18th January 2024

Monzo helped me doing transactions easily in the UK...

Monzo helped me doing transactions easily in the UK and abroad Reviewed on: 18th January 2024

exceptional bank

As long as I've been with the bank they have been very helpful and great value for money especially when it comes to foreign exchange and use abroad. I would recommend the bank to everyone Reviewed on: 18th January 2024

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