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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

This is great bank i loved.

This is great bank i loved. Thank you for everything Reviewed on: 18th January 2024

Very helpful and happy with the service

Very helpful and happy with the service Reviewed on: 18th January 2024

Quick and easy.

Quick and easy. Perfect if you travel a lot. Reviewed on: 18th January 2024

So easy to use and had no problems at all.

So easy to use and had no problems at all. Reviewed on: 18th January 2024

Monzo account is very useful

I can transfer money into my Monzo account and use it as a pre loaded card. This helps me to budget Reviewed on: 18th January 2024

10/10 love it

easy to set up, great to use. Saving pots have really good interest on them. I love the money pots and how you can spread out your money for various different things. Great way to save. Reviewed on: 18th January 2024

Easy set up, great breakdown of spend, great interes...

Easy set up, great breakdown of spend, great interest rates on savings Reviewed on: 18th January 2024

Monzo us awesome

Excellent and fast customer care. Easy to use app. Excellent interest rates and products. Everything is just the way it should be from a bank. Reviewed on: 18th January 2024

Everything is so easy through the Monzo app

Everything is so easy through the Monzo app, you can find what you want easily and it’s very easy to navigate. I aso bank with Santander and the whole process is nowhere near as smooth, quick or easy. Reviewed on: 18th January 2024

Shows when payment is so i can be on too...

Shows when payment is so i can be on too of my payments Reviewed on: 18th January 2024

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