Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo is convenient banking.

Monzo is convenient banking. They make a lot of things hassle free and smooth. Reviewed on: 18th January 2024

Brilliant banking experience, so much better than m...

Brilliant banking experience, so much better than my other banks Reviewed on: 18th January 2024

Had monzo for about 6 years now and no problems at a...

Had monzo for about 6 years now and no problems at all very very easy to transfer to friends and family, and easy to set up transitioning to a new phone. I like instant transaction information, see everything you need to know Reviewed on: 18th January 2024

It’s really good when we use card get notifications...

It’s really good when we use card get notifications quickly Reviewed on: 18th January 2024

Never had an issue.

Never had an issue. I travel quite frequently, always using my card as the exchange rates are great. Monzo Plus also is a great value, credit tracker proves to be very useful. 5/5! Reviewed on: 18th January 2024

My first Job

I moved to monzo when i got my first full time job and it makes budgeting and saving so much easier, i have subscribed to their plus membership and it’s extra benefits and more freedom makes it so adaptable and it really helps me make the most of my money, would be great if they could incorporate my LISA!!!! Reviewed on: 18th January 2024

Great Bank, I've closed most of my accounts and Monz...

Great Bank, I've closed most of my accounts and Monzo is now my primary Bank Reviewed on: 18th January 2024

MONZO Is my very first bank account

Monzo is my very first bank and it's amazing UI has made it so much easier to get to know how to use the customer support live chat is amazing and made it able for me to order a physical bank statement in the post so I could show proof of address to the bookies would recommend Monzo to everyone Reviewed on: 18th January 2024

Not a bad word to say.

Not a bad word to say. Service always excellent Reviewed on: 18th January 2024

Love the app and highly recommend.

Love the app. SO easy to transfer money between accounts. Great interest rates and still easy to access. Have recommended to lots of friends and colleagues. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexPlus
from Nationwide 4.45 from 362 reviews
Current account
from Cater Allen 0.00 from 0 reviews
FlexAccount
from Nationwide 4.62 from 1109 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub