Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Innovative, reliable, and clever

Really great innovations and additions to the standard banking expectations. I've found the app always works (not a given!) and is always adding new features and upgrades which do geniunely provide value to me. The budgeting tools, the viewing other bank accounts from within the app (with better info than the native apps in some cases!), and clearing your paycheck a day early all make this the best current account I've ever had. Reviewed on: 18th January 2024

Monzo always deliver prime services to there costumers!

Monzo always deliver prime services to there costumers! Quickly responses, all informations you need and attention to our problems! They always inform you the pros and cons about things could impact your money! Reviewed on: 18th January 2024

Helps you budget your funds and manage your money.

Helps you budget your funds and manage your money. Reviewed on: 18th January 2024

Love the ease of joining, the app lay out, insights...

Love the ease of joining, the app lay out, insights all so simple to understand Reviewed on: 18th January 2024

All transactions seem quick and hassle free.

All transactions seem quick and hassle free. Reviewed on: 18th January 2024

Love mozo.

Love mozo. The app is great. It's so much better than a normal bank. Reviewed on: 18th January 2024

I like their app and their features.

I like their app and their features. Makes it easy to budget, track spending. Reviewed on: 18th January 2024

Before monzo I hated banks

Before Monzo I hated banks, it always felt like they were always against you. But with Monzo I genuinely feel like I have much more freedom with money and rates are never extortionate. Their app is so user friendly even me (who repels technology) can use it! Reviewed on: 18th January 2024

Simple and accessible

Managing and keeping track of my money is so simple and so accessible. In the current cost of living crisis I can budget effectively on the app and track my spending easily, I couldn’t ask for more control. Never once had an issue with them and will hopefully continue to be customer of there’s for years to come. Reviewed on: 18th January 2024

Only Online Bank Acc You Need

It's the first account I opened when I moved to the UK as a student over 2 years ago. I've always been very happy with how user friendly their app is and how easy to manage the money is, now that you can also add pots to save your money. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from first direct 4.74 from 1487 reviews
Essential Current Account
from Virgin Money 3.09 from 146 reviews
Current account
from Citibank 2.89 from 10 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub