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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 7th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fab app, easy to use and manage finances The app is so easy to use, makes everything visible in one place and makes organising your finances a breeze Reviewed on: 4th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best banking experience I've had.

Monzo has provided the best banking experience I've had, everything is super clear and easy to understand. Especially the savings pots, they make earning interest on your money super easy. Reviewed on: 25th February 2023

I just love using Monzo

I remember I made a wrong transaction, I called Monzo and they retrieved it for me within 3 days Reviewed on: 25th February 2023

Simply perfect

Great, flexible and tailored personal finance. Reviewed on: 25th February 2023

Excellent Banking Experience

Having tried a few other banking options, Monzo is the best banking experience I have experienced. Thanks Monzo Team! Reviewed on: 25th February 2023

Speedy efficient service

Impressed by the speedy efficient security service in respect of service to counter scams. Reviewed on: 25th February 2023

Best bank

Awesome bank with great app and customer service Reviewed on: 25th February 2023

Simplicity!

They make dealing with banking an ease and convenience, unlike so many others! Can't recommend them enough! Reviewed on: 25th February 2023

Easy use, easy savings, excellent experience

I've had a Monzo amount for a few years now. I love the pots, I love the ifttt integration. I've managed to save so much without even realising it. Reviewed on: 25th February 2023

Easy to use, friendly to talk to

Consistently amazing, always reliable! Reviewed on: 25th February 2023

v v good

amazing 10/10 great spectacular Reviewed on: 25th February 2023

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