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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

Read all reviews See your review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (2510)

Review of the Monzo, Flex Purchase credit card:

Flex is Game Changer

Flex is the best credit card out there. Now they allow you to order a physical card which was previously not allowed. Given my not so good credit history yet they offered me £6000 credit limit where as Barclaycard offered me £1000. Now I am using it on a daily basis and three month buffer period without interest works put perfect on a day to day basis Reviewed on: 31st May 2023

Monzo is providing good service and friendly app

Monzo is providing good service and user friendly good customer support Reviewed on: 30th March 2025

Good card

For the moment.. Good concept.. Ok Reviewed on: 30th March 2025

Pure perfection

Perfect experience where there is nothing to explain. A single paragraph of text is enough to understand everything about the card, how it's used and how valuable it it Reviewed on: 30th March 2025

Empathetic

Monzo is there whenever I need them. They even anticipate when I'm going to need them and reach out. They are empathetic, very understanding. Reviewed on: 29th March 2025

The flex credit card is a revolution

The flex credit card is a revolution. I can never go back to a normal credit card now. The integration with my current account, ability to move a transaction from my debit to credit card and then choose to pay it back over 3 months interest free is game changing. Reviewed on: 29th March 2025

Easy & Flexible

Everything’s just so easy! 3 months interest free is a lifesaver Reviewed on: 28th March 2025

Amazing service and product.

Amazing service and product. Easy to use app, tracking your spending and keeping your account safe. Reviewed on: 28th March 2025

Monzo Flex Credit Card is the Best: Excellent

I've used 3 different monzo accounts including Monzo Flex for almost 3 years now, and they've never failed my once. Monzo is just the best, and I love it. Reviewed on: 28th March 2025

Live laugh love flex.

Live laugh love flex. I love flex, flex is goooood for me. Reviewed on: 28th March 2025

I like that it is online real-time.

I like that it is online real-time. Reviewed on: 28th March 2025

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