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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3035 reviews)

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4.97

Based on 3,035 reviews, last reviewed 3rd Mar 2026

52100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Honestly, I couldn't think of my life not having Mon... Honestly, I couldn't think of my life not having Monzo in it! Reviewed on: 3rd March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (3035)

Review of the Monzo, Flex Purchase credit card:

Credit card designed for transparency

Easier credit cart issue in a few seconds. Great design that makes it very transparent in payments and interest charged. Reviewed on: 25th March 2025

Great service!

Very good service, I have used it for a while and it gives good rates Reviewed on: 9th February 2026

MONZO- my money friend

It’s so easy that even a child can be able to use Monzo- it’s not user friendly it’s THE BEST FRIENDLY Reviewed on: 9th February 2026

Smooth experience.

Smooth experience. Outstanding service. Reviewed on: 9th February 2026

Flex is a great product!

Great product, allows me to flex big purchases and choose a repayment that suits me Reviewed on: 9th February 2026

The flex credit card is so good and the app is very...

The flex credit card is so good and the app is very easy to use Reviewed on: 9th February 2026

Monzo credit card

Monzo approved my credit card straight away. And in no time at all they increased my limit too. Always been good to use Reviewed on: 9th February 2026

Monzo has been so helpful and good bank.

Monzo has been so helpful and good bank. They are always there when you need them, they make sure at all time they meet up with any issues and solve them for you. They are very reliable and trustworthy. Reviewed on: 9th February 2026

Monzosure!

It is easy to used and it offers a lot of cashbacks and rewards. I start using Monzo last year and I am so thankful to my friend who recommend this bank. Compare to other banks that I used Monzo is great you can guaranteed thay your money is safe and secure. Reviewed on: 9th February 2026

Best credit card for everyday spending

Really like the fact that you can flex payments and get cash back when using the flex credit card Reviewed on: 9th February 2026

Fantastic

Simply the best online bank in the UK Reviewed on: 9th February 2026

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