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Monzo: Savings reviews

Name: Savings
Rating: 4.93 (154 reviews)

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4.94

Based on 154 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

2 star

Latest highest rating:

5

Monzo savings pots are very easy to use and help me... Monzo savings pots are very easy to use and help me organise money for specific things. It is annoying that the percentage often falls Reviewed on: 22nd January 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Savings reviews (154)

Review of the Monzo, Savings:

So easy to use.

From my experience, monzo is so easy to use. I have even set up a joint savings account now and the user interface is very friendly. The rates are also competitive against other banks that don't have such easy to use systems. Reviewed on: 22nd April 2025

Excellent savings options

Savings account offers excellent interest with the option to round up normal payments making saving money easy and quick (and hasselless if that’s a word!) Reviewed on: 11th March 2025

I like it.

I like it. Very easy to use. The best. Reviewed on: 11th March 2025

So good they should write a book, oh wait they did!

I’ve never been the best with money and I’m a visual person. So when I joined Monzo not only has it helped me be better with money but also it’s great for personalisation. I love my pots and saving accounts and being able to add my own photos and name them what I want has made it a better experience. Reviewed on: 11th March 2025

Great for saving

Great for saving, the use of ‘pots’ and roundups really help to put money aside. Reviewed on: 9th March 2025

Monzo pay every month.

Monzo is a great bank. Then app works amazing and I couldn't imagine having any other bank. The nest bit however I feel is their saving accounts. The interest they offer is competitive and they pay it to you EVERY month. Yep that's right every month they pay you the interest earned every where else you wait the whole year but Monzo do thinhs different. Reviewed on: 7th March 2025

funds into 'pots'

Good online platform to add/withdraw funds into 'pots' Reviewed on: 6th March 2025

Great easy to set up and fun challenges to join in w...

Great easy to set up and fun challenges to join in with Reviewed on: 6th March 2025

Monzo is the first bank account we opened when we mo...

Monzo is the first bank account we opened when we moved to the UK, no complaints so far. Great experience Reviewed on: 2nd March 2025

Great interest rates, easy banking!

Monzo savings are easy to transfer in and out of, give a great rate of return, give clear instant transaction notifications, and have easy-to-contact customer support. My favourite bank! I subscribed to Monzo Plus and feel the benefits are well worth it. I like being able to check my credit score so easily. And the customisable downloadable bank statements are so easy to use. I also needed a stamped signed statement abroad and was able to easily order it via customer support. Reviewed on: 28th February 2025

Very useful automated savings tools

Very easy to set up, and the automated savings tools are excellent. I have saved a decent amount already, and am 20% of my target after less than two months. The app is very easy to use, and makes everything really simple and straightforward. Reviewed on: 28th February 2025

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