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Monzo: Savings reviews

Name: Savings
Rating: 4.93 (151 reviews)

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4.94

Based on 151 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

2 star

Latest highest rating:

5

Switched to Monzo this year and have no complaints. Switched to Monzo this year and have no complaints. Easy app to use, simple and clear information. Reviewed on: 5th September 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Savings reviews (151)

Review of the Monzo, Savings:

I love Monzo

Rapid increase of interest rates when possible, brilliant budgeting facilities, easy to use app, super easy transfers. Reviewed on: 15th February 2024

Saving is easy

I have savings and investments with Monzo. The interest rate is competitive, and I love being able to easily see all my savings in one place even though I have pots for different savings goals. Reviewed on: 7th February 2025

Extremely customer centric and easy to use.

Extremely customer centric and easy to use. Reviewed on: 7th February 2025

Hands down the best I have used!

Hands down the best I have used. from the savings rate, to the look and feel of the app - to the ease of investments - all top notch! I recently upgraded to perks which is also well worth its value, with the perks you get dining out with discounts or a free treat each week Reviewed on: 7th February 2025

My experience with Monzo has been great.

My experience with Monzo has been great. Reviewed on: 7th February 2025

They are amazing, easiest banking

They are amazing . Love the support Reviewed on: 7th February 2025

I've only had monzo for a couple of years but I love...

I've only had monzo for a couple of years but I love it and recommend it often to friends and family. Reviewed on: 7th February 2025

A wonderful bank to save with!

A wonderful bank to save with. Their specific savings pots make it easy to divide up money and they offer competitive interest rates. The mobile app is highly customisable: you are able to name pots, add saving goals and even lock pots to protect the money within! Reviewed on: 24th January 2025

Fast reliable and never disappoints

Fast reliable and never disappoints Reviewed on: 14th January 2025

I've been using Monzo Savings for quite a while and...

I've been using Monzo Savings for quite a while and was able to earn quite a lot on interests! I'm pretty happy with how the savings accounts work, how I can create pots for specific saving purposes and get a great summary of all of my saving accounts/pots. Reviewed on: 5th June 2024

I like it

I heard about Monzo, good cashback Reviewed on: 28th May 2024

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