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Monzo: Savings reviews

Name: Savings
Rating: 4.93 (154 reviews)

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4.94

Based on 154 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

2 star

Latest highest rating:

5

Monzo savings pots are very easy to use and help me... Monzo savings pots are very easy to use and help me organise money for specific things. It is annoying that the percentage often falls Reviewed on: 22nd January 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Savings reviews (154)

Review of the Monzo, Savings:

Best Savings Around

I switched savings account from my standard bank to Monzo and I don’t think I could ever go back! The interest rate is one of the best among its competitors, as well as the saving challenges motivate me to do better with my money! I also appreciate the pots in which I can set different challenges- I have one to save £1 everytime I finish a book! Reviewed on: 18th March 2025

Feels like they're on my side.

The app is great, the service offerings are great and the bank just feels like they're on your side. Reviewed on: 18th March 2025

Great app, great company

Easy to use and navigate, works well, and the perks are a bonus! I’ve really enjoyed having an account (both current and savings) and feeling like I have a really clear picture of my money and am able to have clear oversight of what goes in and out. Reviewed on: 18th March 2025

Great for your finance all in one place

I love their accounts specifically the savings section as I get interest every month rather than waiting a year. I have recently started a stocks and shares ISA which is performing well and have looked at their upcoming pensions section coming soon which I cannot wait to utilise. Even better their new account for under 16's which I will use when my son requires his own autonomy. Reviewed on: 18th March 2025

Great journey

It has been great customer journey and very supportive interface. Reviewed on: 18th March 2025

Best Banking Experience in UK

One of the best banking apps in UK, Monzo has revolutionized banking globally. Reviewed on: 18th March 2025

Really good, i moved banks but came back to monzo

Really good, i moved banks but came back to monzo Reviewed on: 18th March 2025

I am pleasantly surprised by how good Monzo is!

I got Monzo in September and I have been pleasantly surprised by their offering for savings accounts. The layout on the app is very clear, you can move money as you need, and most importantly, Monzo are very good at explaining how their products work and what it means for your money. Reviewed on: 18th March 2025

Multiple savings pots with decent interest rates is...

Multiple savings pots with decent interest rates is a great way to break up savings for different live events- locking them even more of a bonus Reviewed on: 18th March 2025

Just super straightforward and easy!

Just super straightforward and easy! Reviewed on: 18th March 2025

4Y customer using Monzo for everything.

I have been a Monzo customer for 4 years and I use it for everything. I have been transferring all my savings to Monzo given their rates, their transparency, and their increasing security. Of course, there is still safety risk vs long standing banks but this feeling of security is growing and I’m willing to take the punt with Monzo. I also look forward to some geographic expansion so friends and family can benefit. Reviewed on: 18th March 2025

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