Smart Money People Logo

Nationwide: FlexPlus reviews

4.01
Based on 359 reviews, last reviewed 12th May 2026
90% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
66%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
20%

Latest highest rating:

5

A great product with quality service. A great product with quality service. Automatic rewards with the Fairer Share scheme is great. App is easy to use but sometimes lacks certain features... Read more Reviewed on: 17th April 2026
Andy W's avatar
Andy W

Latest lowest rating:

1

Beware, Flexplus travel insurance is worthless NW Flexplus travel insurance underwritten by Aviva is not worth having. We claimed once with Nationwide's previous underwriter and it was very easy. H... Read more Reviewed on: 12th May 2026
Je's avatar
Je

About this product

Nationwide FlexPlus is a packaged bank account.

For a monthly fee, the FlexPlus current account gives you worldwide family travel and mobile phone insurance, plus UK and European breakdown cover.

Nationwide FlexPlus reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: FlexPlus now

Help others make smarter decisions by sharing your own experience. Write a review

Nationwide FlexPlus reviews (359)

Flexplus

5
The extras with this account are great, I've only needed to use the phone insurance for mine and my husbands phone so far and they've been great, really easy process and fast turnaround Reviewed on: 29th April 2016

Great perks for low cost

4
I opened a flex plus account after a review in branch. I was impressed that with net cost of £5 a month I get my money secure in trustworthy place. I had to use both the mobile phone insurance and car breakdown. The service was very good. Reviewed on: 28th March 2016

Great value package account

5
I changed to this account in December using the switching service from my 30 year plus natwest account,which I was a little hesitant to do but took the plunge. They kept in regular contact transferred everything across and was completely hassle free. You can also get £100 each when recommending someone to the account which was paid in my second month. So far so good! Reviewed on: 28th March 2016

Fantastic insurace offer perks for a £10 monthly fee

5
Just signed up for this for my family, get a great 3% gross interest rate on up to £2500 and free family holiday insurance,free family phone insurance plus free car breakdown cover. Would not normally pay a £10 per month fee but the interest £75(for me) plus the value of the perks far out way the yearly £120 fee. A great idea and a great account. Reviewed on: 28th March 2016

Great extra's for the monthly cost

5
We've only had to claim on the phone insurance that comes with this account, but the process was so quick and easy. All done over the phone and the paper work arrived really quickly, phone was also fixed quickly. Very hassle free unlike some other phone insurance I've had Reviewed on: 18th February 2016

Great benefits to this account at a good price

5
The benefits you get with this account are worth far more than you pay. I don't even make use of the breakdown insurance and it's still worth it for me. I also think Nationwide online banking is the best I've used out of 4 banks. Reviewed on: 18th February 2016

Absolutely Amazing!

5
I always find Nationwide to be extremely helpful, whether on the phone, through online messaging, or in branch. They always go above and beyond to explain things and resolve any problems. Would not hesitate to recommend them. Reviewed on: 18th February 2016

It has got your back...

5
The benefits that come with this current account are second to none. For a small £10 charge per month, it covers you for any breakdowns be it in your own car or travelling as a passenger in someone else's car. It has phone insurance, travel insurance and extended warranty on household appliances for 12 months. It does all of the thinking for you. There is no need to worry about a thing when you are a FlexPlus holder. I have already had others sign up due to recommendations by me and they are delighted. It is by far the best account with perks on the market. Reviewed on: 16th February 2016

A bit misleading reading overseas purchases but overall good.

4
A bit misleading reading overseas purchases but overall good. Reviewed on: 13th February 2016

Always on the ball

5
I love my bank, they’re always on the ball when my account was hacked and have always given my great interest rates and products which I need. Reviewed on: 12th February 2016

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Nationwide?

  • Student Current Account

    from Nationwide 5.00 from 7 reviews
    Nationwide
  • Cash ISA

    from Nationwide 4.81 from 74 reviews
    Nationwide
  • Help to Buy ISA

    from Nationwide 4.70 from 31 reviews
    Nationwide
    View all products