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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (204 reviews)

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4.12

Based on 204 reviews, last reviewed 2nd Feb 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

60%

22%

11%

Latest highest rating:

4

Nationwide it self is fine. Nationwide it self is fine. The only issue with their credit card is, there are no perks, like points, rewards, deals or discounts. Use your credit ca... Read more Reviewed on: 28th January 2026

Latest lowest rating:

1

Trying to get answers online is almost impossible an... Trying to get answers online is almost impossible and very stressful, I was eventually given a refund from a company I used with no help from nationwi... Read more Reviewed on: 2nd February 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (204)

DONT BECOME THEIR CLIENT

I made a wrong international transaction on 18th of April 2018 for 882 pounds. 6 months later the money are stuck in their intermediary bank HSBC and they cant be bothered to give me back my money blaming the intermediary bank and the intended receiving bank for not getting back to them. is 2018 and NWBS doesnt have the means to track money, thats what they are keep saying thru internet banking. i am not the only one people., DO NOT USE NATIONWIDE BUILDING SOCIETY SERVICES Reviewed on: 2nd October 2018

Useful for overseas travel

For those who travel overseas often the Nationwide Credit Card is a good way to save money, by building up a commision free allowance when using your credit card abroad Reviewed on: 19th September 2018

Really helpful when things go wrong

Four figure purchase went wrong in New Zealand when a company claimed it could no longer trade. The Nationwide team got onto the case very quickly and managed to backcharge the company's account. They recovered 100% of the loss including currency exchange rate move. Reviewed on: 9th June 2018

Great credit card very easy to use and understand

A great credit card, its easy to use and understand no nasty surprises and the best part cashback on all purchases silly to not to consider this card before applying Reviewed on: 8th June 2018

great cashback

great cashback and easy to manage on app Reviewed on: 13th April 2018

quick to reply

Had a few problems with credit card.E mailed via bank website they were quick to respond and sort it... Reviewed on: 10th February 2018

Excellent

Nationwide are always so helpful I would recommend them to my family and friends Reviewed on: 9th February 2018

Rewards are easy to earn

Nationwide reward card gives me cash back on my spending without any effort. Reviewed on: 8th February 2018

Nationwide

I have been a customer with Nationwide for 15 years and they have always given me a good service. If I have any issues they are always at hand to answer my call. They are always offering good competitive products and they reward there loyal customers. Reviewed on: 31st January 2018

Easy card to use

I use this card when abroad as the exchange rates are good Reviewed on: 19th January 2018

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