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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.12 (224 reviews)

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4.12

Based on 224 reviews, last reviewed 2nd Sep 2026

60% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

20%

12%

Latest highest rating:

5

Excellent Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026

Latest lowest rating:

1

They don’t give me a loan for clearance of my credit... They don’t give me a loan for clearance of my credit cards Reviewed on: 2nd September 2026

Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (224)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Awful experience and customer service

I have used Nationwide for years having a premium current account (with the £13/month fee), savings accounts and credit card. I have recently had cause to request a chargeback for a transaction on my credit card however Nationwide have refused to do the chargeback even though the money was taken against the contract I had with the company. I raised a complaint with Nationwide and their response was that they weren't going to request the chargeback and they won't compensate for the error made by the other company. I have now closed all of my accounts with Nationwide and will never use any of their products again. Reviewed on: 8th October 2024

No benefits to having it, no rewards, no cashback.

No benefits to having it, no rewards, no cashback. Reviewed on: 25th August 2024

Good for using on holiday

Good for using on holiday. Excellent exchange rates and charges. Reviewed on: 18th June 2024

Credit card with s fair interest rate never gave me...

Credit card with s fair interest rate never gave me problem using abroad. Reviewed on: 12th June 2024

0% purchase credit card

I have a 0% card, I was preapproved for a higher amount initially but then on hard check was offered lower which happens but was slightly frustrating. Reviewed on: 4th June 2024

Never had a problem first class Service

Never had a problem first class Service Reviewed on: 24th May 2024

The member credit card is great.

The member credit card is great. Interest free for 15 months which makes it stand out from the rest. It also allows you to use worldwide which is great for me whilst travelling. Reviewed on: 15th April 2024

Nationwide is an amazing bank.

Nationwide is an amazing bank. Simple to use and they listen to you Reviewed on: 12th April 2024

easy to use credit card

I use the credit card regularly and like that it pays off the higher interest amounts first. I also feel this lets me manage credit card debt in a better manner. Their interest charges are clear and concise as to how they’re calculated too and not overcharged like others. Reviewed on: 7th April 2024

Lack of transparency no support for customers

Lack of transparency no support for customers Reviewed on: 14th March 2024

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Nationwide: Credit card reviews

60% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Nationwide Credit card reviews (224)

Good for using on holiday

Awful experience and customer service

No benefits to having it, no rewards, no cashback.

Good for using on holiday

Credit card with s fair interest rate never gave me...

0% purchase credit card

Never had a problem first class Service

The member credit card is great.

Nationwide is an amazing bank.

easy to use credit card

Lack of transparency no support for customers

Do you have a different Nationwide product?

Want to see more from Nationwide?

FlexDirect

Cash ISA

Flex Regular Saver

Join Smart Money People

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