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Nationwide: Mortgages reviews

Name: Mortgages
Rating: 4.28 (198 reviews)

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4.28

Based on 198 reviews, last reviewed 5th Jul 2026

89% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

73%

11%

10%

Latest highest rating:

5

Nationwide mortgage was very easy to set up. Nationwide mortgage was very easy to set up. The steps were clearly defined and the process was quick. Mortgage rates are always competitive too. I wo... Read more Reviewed on: 16th April 2026

Latest lowest rating:

1

My dealings with Nationwide were very disappointing My dealings with Nationwide were disappointing and they offered poor value with what I felt were rather uninterested bank (building society) represent... Read more Reviewed on: 5th July 2026

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About this product

Nationwide offer a range of mortgages to cover different borrowing needs.

Nationwide offer mortgage products for first time buyers, home movers and buy to lets. Existing mortgage customers can manage their account using the online Mortgage Manager tool.

Nationwide mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Mortgages reviews (198)

First time buyer mortgage

Brilliant rates for first time buyer mortgage. Excellent service and very helpful Reviewed on: 1st February 2023

Ethical mortgage provider

I'm impressed by Nationwide. I was only prepared to get my mortgage with an ethical / mutual provider. Thanks to Nationwide's good rates I didn't lose out financially for sticking to my principles. Their service has also been unfaultable. Reviewed on: 17th January 2023

Nationwide lead the way

Nationwide mortgages have always given us the best product and above and beyond service, They offered support during tough times with the pandemic and always go above and beyond with their service support. Reviewed on: 16th January 2023

Great mortgage rate

I have had a mortgage with Nationwide for 5 years and the rate was very good. Reviewed on: 11th January 2023

Mortgage Application delayed until they could charge me more

Nationwide promised to honour a mortgage Decision in Principle for up to 3 months after applying. First, they refused to allow me to "increase" my deposit, unless I took a mortgage with a higher rate. Somehow being a safer customer was a bad thing... Then I applied for the mortgage well within that time limit, only for them to stall the process with repeated requests for evidence of funds (which I responded promptly to, and which would not even have been part of the deposit anyway!). Eventually the 3 month limit hit and despite already applying they refused to honour the DiP because time had run out. Only choices left were to take a more expensive mortgage or look elsewhere, which I am doing. Utter waste of time. Reviewed on: 6th January 2023

Simple and good value

Mortgage process was straightforward and ensured we fixed at the best rate available. Reviewed on: 15th August 2022

Quick process

Great online service simple and quick Reviewed on: 14th August 2022

Terrible service

Been with bank for 25 years I decided to open a basic account to go with my other account they opened it up then 10 days later closed my account and took my money they are a bunch of thieves Reviewed on: 10th April 2022

Straightforward and easy

I found this a pleasant experience and straightforward to set up. Reviewed on: 4th April 2022

Great rate easy to contact

Greta mortgage rate helpful on the phone Reviewed on: 30th March 2022

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