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NatWest: Black Account reviews

4.22
Based on 231 reviews, last reviewed 27th Feb 2026
300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
8%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Reward Black Fantastic value for money considering the benefits this account provides. The Cashback on theatre tickets and lounge access alone more than pay for th... Read more Reviewed on: 27th February 2026
Daniel Owen's avatar
Daniel Owen

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Premier Reward Black account charges a monthly fee in return for a wide range of benefits.

Benefits include a concierge service, discounts, insurance policies and cashback. You’ll need to meet the income, savings or mortgage limits to be eligible for the NatWest Premier Reward Black account.

NatWest Premier Reward Black account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Black Account reviews (231)

Review of the NatWest, Black Account:

Excellent Account

5
Such good value that covers my family.. I have had to utilise the mobile phone insurance several times due to having teenagers! The travel insurance is also a good product for us as a family, it covers me and my young adult in Uni, peace of mind. Reviewed on: 18th February 2023

Very good

5
Really like the way Natwest have continued to invest in their app and provide additional services Reviewed on: 18th February 2023

Excellent services

5
The concierge service is great, very responsive and accommodating. I've just had to use the mobile phone insurance and it couldn't be easier, someone came to my phone and fixed at my request with great communication. Reviewed on: 18th February 2023

Simply after over 3 decades would not change banks

5
excellent service , excellent tools like the app , continued support Reviewed on: 18th February 2023

Great account and value for money

5
The account is a real benefit to me and what I like to do in my life, the lounge access cover and travel options and deals are fantastic along with the other benefits on the account Reviewed on: 18th February 2023

Great customer support

5
Take genuine steps to serve customers well. Reviewed on: 18th February 2023

Easy

5
The baking app is intuitive and very easy to use. The benefits of the black account have proved to be very useful and good value for money over the years. Reviewed on: 18th February 2023

Fully functional app

5
Very simple and intuitive app the allows access to the full range of my banking requirements Reviewed on: 18th February 2023

Brilliant app

5
Brilliant app very fast service Reviewed on: 18th February 2023

Excellent

5
Everything you need all in one place on your banking app,always someone on the live chat if needed or on the phone,all you need to keep you in the loop as to what's new, overall I wouldn't bank anywhere else. Reviewed on: 18th February 2023

Highly recommended

4
NatWest provides value for money and excellent service. Reviewed on: 18th February 2023

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