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NatWest: Select Account reviews

4.55
Based on 710 reviews, last reviewed 23rd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Been with bank for over 30 years and no concerns Been with bank for over 30 years and no concerns Reviewed on: 23rd January 2026
Amanda Glover's avatar
Amanda Glover

Latest lowest rating:

1

ihave been with the bank for over 30 years i had an... ihave been with the bank for over 30 years i had an overdraft which i only got couse there was a mix up with the money they never ever gave me and inc... Read more Reviewed on: 29th May 2025
david cauwood's avatar
david cauwood

About this product

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee.

The Select Account can be managed via the mobile banking app and there is an option for a short-term overdraft if you meet the eligibility criteria.

NatWest Select Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Select Account reviews (710)

Review of the NatWest, Select Account:

The best

5
Easy, quick, reliable! The best banking app I have ever used. Reviewed on: 21st February 2023

Quick and easy to switch banks, offer received swift...

4
Quick and easy to switch banks, offer received swiftly, and it has a great app to use. The account comes with the option for a savings account which has a competitive interest rate of 6 percent up to £5000, but you can only put in £150 a month unfortunately! Reviewed on: 14th March 2024

They are doing their best to make banking faster and...

5
They are doing their best to make banking faster and easier Reviewed on: 1st March 2024

The account is easy enough to use.

5
The account is easy enough to use. Wish it paid interest on credit balances though. However the regular saver is decent and the app works most of the time Reviewed on: 15th February 2024

NatWest Banking

5
Always had a good service from NatWest in Branch and online. Reviewed on: 30th January 2024

The NatWest Select Account has a major flaw in my op...

4
The NatWest Select Account has a major flaw in my opinion and that is charging for failed payments due to insufficient funds. I actively make a choice to keep my funds low in my debit account so that losing my card has a reduced risk. I transfer money into my spending account prior to purchases, something someone who were to steal my card could not do. I believe that Natwest penalising people for adopting thia security measure to be backward and ridiculous. Reviewed on: 27th January 2024

There ok nothing special just an ordinary bank

3
There ok nothing special just an ordinary bank Reviewed on: 10th January 2024

Excellent service

5
They made me feel at ease when transferring from my old bank and did it within a few days. The staff are very friendly and helpful and I would definitely recommend their customer service. Reviewed on: 27th July 2023

It's ok

3
It's ok really. Not amazing but could be worse. Reviewed on: 6th July 2023

Easy to manage my money

4
My natwest current account is easy to manage and access, I mainly bank online and can do most of the things I need to do, although when I can't do something online, I sometimes find it difficult to contact them by phone, and there are not many branches left for me to visit. Reviewed on: 28th June 2023

Great account

5
I've had a Select account for a few years. It's easy to manage via the app, online and in branch. Reviewed on: 6th June 2023

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