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NatWest: Reward Account reviews

4.58
Based on 991 reviews, last reviewed 10th Jul 2026
78% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Reward accounts worth it I have other accounts which don’t seem to get as much cashback or ‘rewards’. I also love the platinum travel credit card! It’s now my go to card for e... Read more Reviewed on: 11th June 2026
hannahbrasch90@gmail.com's avatar
[email protected]

Latest lowest rating:

1

Verification process sucks Tried to get a Natwest Travel Rewards Credit card. Wasted 2 attempts (of multiple calls) in an attempt to getting this sorted. The issue is not the cu... Read more Reviewed on: 10th July 2026
Safe Lunatic's avatar
Safe Lunatic

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Reward Account reviews (991)

Great Rewards!!

5
I've been a Reward Account convert for a number of years after being a Natwest customer for over 30 years. They offers available are realistic towards my lifestyle & earn great amounts back into my account. A pleasure to be part of. Reviewed on: 28th February 2023

Recommended

5
After 6 years with Natwest I will highly recommend the personal service of this wonderfull bank. Reviewed on: 27th February 2023

The bank that offers you rewards while you spend.

5
The Natwest Reward Account offers great savings on direct debit transactions for a reasonable monthly fee. The banking app has many easy to use functions e.g saving money by using the round-up function (option to switch on or off), monitoring your income and expenditure, facial and finger ID verification. Reviewed on: 27th February 2023

Cashback and Rewards!

5
Make around £5 a month just using this account. Easy to use app, perfect! Reviewed on: 27th February 2023

Great app

5
Fantastic app so easy to use. All I need in a banking system from paying bills to getting a loan, could not ask for more. Reviewed on: 27th February 2023

I can now commit to more community voluntary work

5
I’ve always enjoyed NatWest’s online banking - now the app has taken the convenience and efficiency of banking to a whole new level. It’s changed how I work and where I work. It’s enabled me to volunteer more as I have that peace of mind I can sort paying bills and checking balances 24/7. Reviewed on: 27th February 2023

Natwest

5
Been banking with Natwest for over 20 years always a great service with anything you need. Reviewed on: 26th February 2023

Brilliant app and rewards

5
The app has everything you need and credit scoring. Good saving rates. Reviewed on: 26th February 2023

Had to sign up as a sole account for a joint account.

1
Wanted to switch from about her bank joint account. To do I had to open a sole account and then upgrade to a joint account before switching. However my ID used to open the account apparently not good enough to approve adding a second person to create a joint account. Three stops into a branch and I still had to send off a signed copy. Reviewed on: 26th February 2023

Best British Bank

5
Brilliant customer service and products Reviewed on: 26th February 2023

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