Smart Money People Logo

NatWest: Reward Account reviews

4.79
Based on 983 reviews, last reviewed 26th Mar 2026
2600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Natwest Reward account great return on direct debits. Reward account only £2 pm.gives great return on direct debits ....only 2 gives £4 pm .Soon mounts up by end of year. Reviewed on: 26th March 2026
bemmybristol's avatar
bemmybristol

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Reward Account reviews (983)

Review of the NatWest, Reward Account:

Good simple cash back credit card.

3
Good simple cash back credit card. Used this for many years. Can select when to claim the cash back so can let it build up before I claim it via the app. Easy to use. Reviewed on: 23rd August 2024

Best banking I have ever been with

5
I swap banks every time a new joining offer appears and NatWest is the only one I’ve decided to stick with, great features and great service. Highly recommended. Reviewed on: 21st February 2023

Excellent!

5
Amazing bank and the customer service is second to none. Reviewed on: 21st February 2023

Excellent service

5
The app covers everything I need and for what it doesn't I have access to a local branch to answer any questions I have. Reviewed on: 21st February 2023

All I need

4
A great allround account that also mays me rewards. Reviewed on: 21st February 2023

The best bank in the world

5
The best technology and simply the best customer experience i have ever had worryfree banking simple to understand app and with so many features i have had other apps with different banks but natwest is the best. Reviewed on: 21st February 2023

I highly recommend!

5
This app is fantastic, it's safe and easy to use. I have instant access to my balance on all accounts with Natwest, I can pretty much all my online banking through it. I feel it helps me hugely keep my finances on track. I much prefer this over the Halifax banking app I also have. Reviewed on: 21st February 2023

Natwest app

4
Easy to use ,full of useful information Reviewed on: 21st February 2023

Excellent banking experience

5
Having tried all the different banks, NatWest is by far the best! Reviewed on: 21st February 2023

Best bank by far

5
Natwest have been the most helpful, friendly, rewarding bank that my family have used. We all bank with Natwest now. Reviewed on: 21st February 2023

Highly recommend this account

5
Very easy to navigate, the rewards build up meaning a nice cash injection at Christmas Reviewed on: 21st February 2023

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NatWest?

  • Life Insurance

    from NatWest 5.00 from 3 reviews
    NatWest
  • Tracker Rate Mortgage

    from NatWest 5.00 from 5 reviews
    NatWest
  • Rooster card

    from NatWest 4.94 from 17198 reviews
    NatWest
    View all products