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NatWest: Reward Account reviews

4.78
Based on 971 reviews, last reviewed 20th Feb 2026
1500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
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1%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They helped me set up online banking as the branch s... They helped me set up online banking as the branch sadly closed .Staff were so patient and helpful.The reward account suits my needs well and rewards ... Read more Reviewed on: 20th February 2026
Debbie Alonso's avatar
Debbie Alonso

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Reward Account reviews (971)

Reward

5
Very helpful and user friendly always able to follow my spending Reviewed on: 20th February 2023

Keeps my money safe

5
I have banked with NatWest for over 40 years and during this time I feel like we have both matured in our relationship. The Bank has helped me in times when a loved one could not work, through ill health, for some time, by allowing an overdraft and a loan. I have had numerous other loans to help buy a car, pay for upgrading my home etc. They approved a mortgage a few years ago and the app to see about reducing and increasing payments was very helpful. I have paid the mortgage off now and staff in a branch couldn’t have been more helpful if they had tried. Now, I am getting ready to take things easy and retire in the coming years, I have faith that NatWest will be behind me, to support me as and when needed. Thank you to NatWest and all its staff members to have helped throughout the years and for giving me the reassurance that my account is still in good hands moving forward. Reviewed on: 20th February 2023

Available to use anytime anywhere

5
Always easy and available to use anytime anywhere Reviewed on: 20th February 2023

Good and easy to use

5
Nice app and not difficult like others. Online purchases completed easily without loads of security steps and codes. Reviewed on: 20th February 2023

Brilliant

5
My partner has accounts with different banks and Natwest just blows them out of the water. Better staff, better service, better mobile banking, and the ease of use and functions on the app are leagues ahead of the others that I've seen! Reviewed on: 20th February 2023

Great Banking

5
It's so easy to use the Internet Banking through the app with Natwest. They got different options, even to Block card if it's lost or stolen, and in no more the 2 days you have your new card at home. Easy to use online payments by transferring into a new payee account, you don't need anymore your card reader to do that :) Other than that, I am with Natwest from 2010, and from since then, I have just lovely words about it. I really recommend to anyone. Reviewed on: 20th February 2023

Best on line banking app by far secure yet simple to use

5
This app is the best app I use Reviewed on: 20th February 2023

Best Banking Services

5
I have been with NatWest since I first opened an account at age 11. It’s been my number 1 bank. Reviewed on: 20th February 2023

User friendly app that has everything

5
Been with NatWest for over 10 years I use the app all the time and it has helped me budget each week. I can easily apply for things via the app also. Reviewed on: 20th February 2023

Great Rewards

4
I have enjoyed this experience for a while now. Reviewed on: 20th February 2023

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