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NatWest: Reward Account reviews

4.77
Based on 950 reviews, last reviewed 12th Jun 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent customer service Excellent customer service always got your back, no problem is to big or to small.An outstanding bank that is always there for it's customers and puts... Read more Reviewed on: 12th June 2025
Tony Estabrook 's avatar
Tony Estabrook

Latest lowest rating:

1

Reward voucher not accepted, B&Q Exchanged £100 of rewards for a £100 B&Q voucher, however B&Q will not accept the voucher and NatWest won’t cancel the voucher and refund back to the ... Read more Reviewed on: 20th June 2024
Geoff N C's avatar
Geoff N C

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Reward Account reviews (950)

great app and competitive interest rates.

5
Good products and great website/app and competitive rates for saving. Reviewed on: 16th February 2024

Great Bank and very good account

5
Smooth service no issue whatsoever and the reward system works like a clockwork Reviewed on: 15th February 2024

Nice app which has very good feature compare to peers

5
Nice app which has very good feature compare to peers Reviewed on: 13th February 2024

Great bank, easy, good service overall happy with th...

5
Great bank, easy, good service overall happy with the bank. Great value! Reviewed on: 30th January 2024

Fraud protection

4
Having had an attempted fraud on my phone, appleid and bank simultaneously Natwest were really helpful at a time of great stress. Reviewed on: 8th November 2023

NatWest reward account

5
So this isn’t a insurance thing but it’s similar and I wanted people to know about it. NatWest has this reward account were you can earn rewards either from saving money, inheriting money or from purchasing certain things. I quite like this feature because it’s like getting a loan without you losing money because of the other ways to get it as mentioned up above. And it’s not like 1p for every transaction or money put into savings it’s quite a lot. I remember my friend who saved a lot of money and she ended up getting well over £500 in rewards just for saving. So if you like money as much as I do then NatWest is a bank for you. Reviewed on: 22nd August 2023

Worst service ever! I will be moving to another premium bank service

1
-x3 phones in 7 days for a single claim -x6 phone calls -x4 days waisted waiting for "as new handsets" Original clame the "as new phone" lasted 3mths This is not platinum service. I have no faith in Natwests choice of third parties. I have only had to use the phone insurance so far but based on this I will not be taking the chance with the travel/breakdown insurance and will be switching to another provider. Reviewed on: 12th August 2023

So simple to use

5
My experience with Natwest has always been seamless. The app is the easiest to use than any banking app I've used before, and I have always had prompt and helpful answers to any queries I've had. Would thoroughly recommend this bank Reviewed on: 9th August 2023

Online banking is so easy

5
I have 5 different accounts with NatWest, three of which are savings accounts and I find it really to switch between them online. My rewards account has earns money steadily. Reviewed on: 1st August 2023

Reward account for cash back

5
This is a very good account that pays cash back on direct debits. There is a small fee of £2 per month but the cash back more than compensates for this. The app is also really easy to use. Reviewed on: 18th July 2023

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