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NatWest: Reward Account reviews

4.77
Based on 952 reviews, last reviewed 18th Nov 2025
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Thank You, NatWest for a Truly Outstanding Service! I don’t think banks get the appreciation they truly deserve, especially when they’ve already taken steps to protect you before you even realise you’ve... Read more Reviewed on: 15th October 2025
Richard A's avatar
Richard A

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
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Madalina M

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Reward Account reviews (952)

Easy to use and feature rich

5
One of the more simpler to use banking apps and with all the features you need already built in Reviewed on: 18th January 2023

Mobile app is priceless

5
I use the app everyday and it is invaluable in terms of managing my finances. I could not live without it! Reviewed on: 18th January 2023

The reward Account and mobile app is great!

5
I got a phone call from a Customer Relationship manager to say that moving to a reward account would save me money. I changed and it has! By having direct debits I earn a bonus and I've saved £300 over the five years that I've had the account. It is very easy to track the payments monthly in the app and cheque pay in is fantastic. I am delighted with the fraud element in particular. I am very happy that I moved to NatWest. Reviewed on: 18th January 2023

My main bank account

5
I've been using NatWest since I was old enough to have a bank account. Never let me down and they've got a loyal customer in me. Reviewed on: 13th January 2023

Reward account

4
Enjoy the easy to use app and the fact I earn rewards from paying bills by direct debit. Although it's not a huge amount of rewards,it does eventually help if left in to build up. I also like the roundup feature. Reviewed on: 10th January 2023

Best Banking advisor

5
I had a call from a Personal Banker called Amer Sadiq (Holloway Branch) who was so helpful in advising me on how to make the most of the accounts that I have. I have never received such helpful advice from a bank employee before. He really went the extra mile to explain the benefits of the reward account and reward credit which I am now using to make money back in benefits and on my grocery purchases. This is a great product and was delivered with the greatest customer service. So well done Natwest, and I highly commend Amer Sadiq. Reviewed on: 13th July 2022

NatWest Rewards is amazing

5
NatWest provides an excellent service throughout. I am a customer for over 10y and seen the app improvement. For me the best app . Everything one needs is there! Reviewed on: 8th July 2022

My experience at natwest bank

2
Natwest has changed so much. It is a pity about this. Having given natwest a great review in the past, I now find that most of the staff Don, t have a clue about customer service. Please natwest sort out the younger staff. Oh and not every one has smart phones. Reviewed on: 22nd April 2022

App Review

5
The app is so user friendly in fact I only use it for my banking needs. Reviewed on: 1st April 2022

Great Customer Service

4
Having banked with most of the big names at some point I’ve found NatWest to be the best for customer service, app navigation and the rewards linked to my account Reviewed on: 28th March 2022

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